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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Spend Smart, Earn More: Unlimited Reward Points

IDFC FIRST Bank Credit Cards offer a rewarding experience for every transaction, allowing you to accumulate points that can be redeemed for a wide variety of benefits. The reward points system is designed to maximise the value of your daily purchases, whether you're spending on groceries, dining, travel, or entertainment. With every swipe of your IDFC FIRST Bank Credit Card, you earn points that add up quickly, giving you the flexibility to redeem them for gifts, travel bookings, vouchers, and more. The more you use your card, the more you benefit, making it an ideal choice for those who want to get the most out of their spending. Read on for more

Credit Card Reward Points: Earn on Every Spends

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Earn up to 10X reward points on incremental spending of ₹20,000 per month and 3X reward points on expenses below ₹20,000 with the FIRST Millennia credit card.

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Earn up to 10X reward points on spendings above ₹20,000 and on birthdays, and 5X reward points on expenses below ₹20,000 every month with the Ashva Credit Card.

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Earn up to 10X reward points on incremental spending of ₹20,000 per month and 3X reward points on expenses below ₹20,000 with the FIRST Classic credit card. Get 3X reward points on rental payment and property management transactions and 1X reward points on insurance premium payments.

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Earn up to 10X reward points on spendings above ₹20,000 and on birthdays, and 5X reward points on expenses below ₹20,000 every month with the Mayura Credit Card.

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Earn up to 10X reward points on incremental spending of ₹20,000 per month and 3X reward points on expenses below ₹20,000 with the FIRST Select credit card. Get 3X reward points on rental payment and property management transactions and 1X reward points on insurance premium payments.

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Earn up to 10X reward points on incremental spending of ₹20,000 per month and 3X reward points on expenses below ₹20,000 with the FIRST Wealth credit card. Get 3X reward points on rental payment and property management transactions and 1X reward points on insurance premium payments.

      

All Credit Card Rewards & Privileges

  • ►Unlock a new world of entertainment with an IDFC FIRST Bank Credit Card.
  • ►Enjoy exclusive movie deals.
  • ►Get discounts on concerts, events, and more.
  • ►Ensure premium experiences at the best price.
  • ►Book tickets to the latest blockbusters.
  • ►Attend live performances with special offers.
  • ►Enhance your outings with IDFC FIRST Bank's entertainment offers.
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  • ►Benefit from access to a network of global airport lounges with IDFC FIRST Bank Credit Cards.
  • ►Escape the hustle and bustle of busy airports.
  • ►Relax in luxurious lounges during your travels.
  • ►Enjoy lounge access whether traveling for business or leisure.
  • ►Ensure a smooth and comfortable journey abroad with international lounge privileges.
Explore Now
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  • ►Maximize transaction value with IDFC FIRST Bank’s reward points system.
  • ►Earn up to 10X points on every purchase.
  • ►Redeem points for a wide range of products, vouchers, and more.
  • ►Accumulate points quickly on groceries, travel, and dining.
  • ►Enjoy substantial savings and exclusive perks through reward points.
Explore Now
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  • ►Avoid high foreign exchange fees with IDFC FIRST Bank Credit Cards.
  • ►Benefit from as low as zero forex mark-up.
  • ►Ensure overseas transactions remain affordable.
  • ►Spend confidently abroad with competitive rates.
  • ►Enjoy some of the best forex rates in the market.
Explore Now
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  • ►Access premium golf benefits with select IDFC FIRST Bank Credit Cards.
  • ►Enjoy complimentary entry to leading golf courses nationwide.
  • ►Receive exclusive invitations to golf events.
  • ►Benefit both avid players and those refining their skills.
  • ►Elevate your golfing experience with these privileges.
Explore Now
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  • ►Enjoy railway lounge access with IDFC FIRST Bank Credit Cards as a frequent train traveller.
  • ►Relax in comfort before your journey begins.
  • ►Access Wi-Fi, refreshments, and a quiet space to unwind.
  • ►Enhance your train travel experience with this privilege.
  • ►Ensure comfort and convenience throughout your journey.
Explore Now
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  • ►Rely on IDFC FIRST Bank Credit Cards for road emergency coverage.
  • ►Access 24x7 roadside assistance services.
  • ►Benefit from towing and flat tyre replacement.
  • ►Receive emergency fuel delivery when needed.
  • ►Ensure peace of mind during journeys with immediate help available.
Explore Now
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  • ►Access robust insurance and protection benefits with IDFC FIRST Bank Credit Cards.
  • ►Enjoy travel insurance coverage.
  • ►Benefit from purchase protection.
  • ►Receive lost card liability cover.
  • ►Safeguard against unforeseen circumstances.
  • ►Gain security and peace of mind.
  • ►Focus on enjoying travels and purchases without worry.
Explore Now
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Benefits

Movie offers

  • ►Unlock a new world of entertainment with an IDFC FIRST Bank Credit Card.
  • ►Enjoy exclusive movie deals.
  • ►Get discounts on concerts, events, and more.
  • ►Ensure premium experiences at the best price.
  • ►Book tickets to the latest blockbusters.
  • ►Attend live performances with special offers.
  • ►Enhance your outings with IDFC FIRST Bank's entertainment offers.

Explore Now

International Lounge Access

  • ►Benefit from access to a network of global airport lounges with IDFC FIRST Bank Credit Cards.
  • ►Escape the hustle and bustle of busy airports.
  • ►Relax in luxurious lounges during your travels.
  • ►Enjoy lounge access whether traveling for business or leisure.
  • ►Ensure a smooth and comfortable journey abroad with international lounge privileges.

Explore Now

Reward Points

  • ►Maximize transaction value with IDFC FIRST Bank’s reward points system.
  • ►Earn up to 10X points on every purchase.
  • ►Redeem points for a wide range of products, vouchers, and more.
  • ►Accumulate points quickly on groceries, travel, and dining.
  • ►Enjoy substantial savings and exclusive perks through reward points.

Explore Now

Forex Mark Up

  • ►Avoid high foreign exchange fees with IDFC FIRST Bank Credit Cards.
  • ►Benefit from as low as zero forex mark-up.
  • ►Ensure overseas transactions remain affordable.
  • ►Spend confidently abroad with competitive rates.
  • ►Enjoy some of the best forex rates in the market.

Explore Now

Golf Privileges

  • ►Access premium golf benefits with select IDFC FIRST Bank Credit Cards.
  • ►Enjoy complimentary entry to leading golf courses nationwide.
  • ►Receive exclusive invitations to golf events.
  • ►Benefit both avid players and those refining their skills.
  • ►Elevate your golfing experience with these privileges.

Explore Now

Railway Lounge Access

  • ►Enjoy railway lounge access with IDFC FIRST Bank Credit Cards as a frequent train traveller.
  • ►Relax in comfort before your journey begins.
  • ►Access Wi-Fi, refreshments, and a quiet space to unwind.
  • ►Enhance your train travel experience with this privilege.
  • ►Ensure comfort and convenience throughout your journey.

Explore Now

Roadside Assistance

  • ►Rely on IDFC FIRST Bank Credit Cards for road emergency coverage.
  • ►Access 24x7 roadside assistance services.
  • ►Benefit from towing and flat tyre replacement.
  • ►Receive emergency fuel delivery when needed.
  • ►Ensure peace of mind during journeys with immediate help available.

Explore Now

Insurance & Protection

  • ►Access robust insurance and protection benefits with IDFC FIRST Bank Credit Cards.
  • ►Enjoy travel insurance coverage.
  • ►Benefit from purchase protection.
  • ►Receive lost card liability cover.
  • ►Safeguard against unforeseen circumstances.
  • ►Gain security and peace of mind.
  • ►Focus on enjoying travels and purchases without worry.

Explore Now
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