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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Credit Card Forex Benefits: A Closer Look

IDFC FIRST Bank Credit Cards provide significant forex benefits with as low as a 0% forex markup fee, making your international travels more affordable and hassle-free. When travelling abroad, currency exchange fees can often add up, making transactions more expensive than anticipated. However, with IDFC FIRST Bank Credit Cards, you enjoy one of the most competitive foreign exchanges (forex) mark-up rates in the market, ensuring you get more value from every international purchase. Whether you're shopping in foreign destinations, booking hotels, or paying for international services, these credit cards offer substantial savings by minimising forex mark-up fees. Read on for more

Forex Benefits Offered

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Experience global luxuries seamlessly with zero-forex markup fees on all international transactions with the Mayura Credit Card.

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Get as low as a 1% forex markup fee on all international transactions with the Ashva Credit Card.

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Enjoy zero forex markup fees on the FIRST WOW! Credit Card along with interest-free cash withdrawals until the due day.

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Avail a low forex markup fee along with zero annual charges for lifetime with the FIRST Select Credit Card.

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With the FIRST Wealth Credit Card, enjoy one of the lowest forex fees at just 1.5% and get the benefit of a lifetime-free credit card.

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Use your IDFC FIRST Bank Credit Card across countries and territories, making it convenient for global travel.

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Transparent forex charges ensure no unexpected fees on your international purchases.

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Make quick and easy payments abroad, both online and in-store, with reliable global card acceptance.

      

All Credit Card Rewards & Privileges

  • ►Unlock a new world of entertainment with an IDFC FIRST Bank Credit Card.
  • ►Enjoy exclusive movie deals.
  • ►Get discounts on concerts, events, and more.
  • ►Ensure premium experiences at the best price.
  • ►Book tickets to the latest blockbusters.
  • ►Attend live performances with special offers.
  • ►Enhance your outings with IDFC FIRST Bank's entertainment offers.
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  • ►Benefit from access to a network of global airport lounges with IDFC FIRST Bank Credit Cards.
  • ►Escape the hustle and bustle of busy airports.
  • ►Relax in luxurious lounges during your travels.
  • ►Enjoy lounge access whether traveling for business or leisure.
  • ►Ensure a smooth and comfortable journey abroad with international lounge privileges.
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  • ►Maximize transaction value with IDFC FIRST Bank’s reward points system.
  • ►Earn up to 10X points on every purchase.
  • ►Redeem points for a wide range of products, vouchers, and more.
  • ►Accumulate points quickly on groceries, travel, and dining.
  • ►Enjoy substantial savings and exclusive perks through reward points.
Explore Now
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  • ►Avoid high foreign exchange fees with IDFC FIRST Bank Credit Cards.
  • ►Benefit from as low as zero forex mark-up.
  • ►Ensure overseas transactions remain affordable.
  • ►Spend confidently abroad with competitive rates.
  • ►Enjoy some of the best forex rates in the market.
Explore Now
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  • ►Access premium golf benefits with select IDFC FIRST Bank Credit Cards.
  • ►Enjoy complimentary entry to leading golf courses nationwide.
  • ►Receive exclusive invitations to golf events.
  • ►Benefit both avid players and those refining their skills.
  • ►Elevate your golfing experience with these privileges.
Explore Now
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  • ►Enjoy railway lounge access with IDFC FIRST Bank Credit Cards as a frequent train traveller.
  • ►Relax in comfort before your journey begins.
  • ►Access Wi-Fi, refreshments, and a quiet space to unwind.
  • ►Enhance your train travel experience with this privilege.
  • ►Ensure comfort and convenience throughout your journey.
Explore Now
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  • ►Rely on IDFC FIRST Bank Credit Cards for road emergency coverage.
  • ►Access 24x7 roadside assistance services.
  • ►Benefit from towing and flat tyre replacement.
  • ►Receive emergency fuel delivery when needed.
  • ►Ensure peace of mind during journeys with immediate help available.
Explore Now
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  • ►Access robust insurance and protection benefits with IDFC FIRST Bank Credit Cards.
  • ►Enjoy travel insurance coverage.
  • ►Benefit from purchase protection.
  • ►Receive lost card liability cover.
  • ►Safeguard against unforeseen circumstances.
  • ►Gain security and peace of mind.
  • ►Focus on enjoying travels and purchases without worry.
Explore Now
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Benefits

Movie offers

  • ►Unlock a new world of entertainment with an IDFC FIRST Bank Credit Card.
  • ►Enjoy exclusive movie deals.
  • ►Get discounts on concerts, events, and more.
  • ►Ensure premium experiences at the best price.
  • ►Book tickets to the latest blockbusters.
  • ►Attend live performances with special offers.
  • ►Enhance your outings with IDFC FIRST Bank's entertainment offers.

Explore Now

International Lounge Access

  • ►Benefit from access to a network of global airport lounges with IDFC FIRST Bank Credit Cards.
  • ►Escape the hustle and bustle of busy airports.
  • ►Relax in luxurious lounges during your travels.
  • ►Enjoy lounge access whether traveling for business or leisure.
  • ►Ensure a smooth and comfortable journey abroad with international lounge privileges.

Explore Now

Reward Points

  • ►Maximize transaction value with IDFC FIRST Bank’s reward points system.
  • ►Earn up to 10X points on every purchase.
  • ►Redeem points for a wide range of products, vouchers, and more.
  • ►Accumulate points quickly on groceries, travel, and dining.
  • ►Enjoy substantial savings and exclusive perks through reward points.

Explore Now

Forex Mark Up

  • ►Avoid high foreign exchange fees with IDFC FIRST Bank Credit Cards.
  • ►Benefit from as low as zero forex mark-up.
  • ►Ensure overseas transactions remain affordable.
  • ►Spend confidently abroad with competitive rates.
  • ►Enjoy some of the best forex rates in the market.

Explore Now

Golf Privileges

  • ►Access premium golf benefits with select IDFC FIRST Bank Credit Cards.
  • ►Enjoy complimentary entry to leading golf courses nationwide.
  • ►Receive exclusive invitations to golf events.
  • ►Benefit both avid players and those refining their skills.
  • ►Elevate your golfing experience with these privileges.

Explore Now

Railway Lounge Access

  • ►Enjoy railway lounge access with IDFC FIRST Bank Credit Cards as a frequent train traveller.
  • ►Relax in comfort before your journey begins.
  • ►Access Wi-Fi, refreshments, and a quiet space to unwind.
  • ►Enhance your train travel experience with this privilege.
  • ►Ensure comfort and convenience throughout your journey.

Explore Now

Roadside Assistance

  • ►Rely on IDFC FIRST Bank Credit Cards for road emergency coverage.
  • ►Access 24x7 roadside assistance services.
  • ►Benefit from towing and flat tyre replacement.
  • ►Receive emergency fuel delivery when needed.
  • ►Ensure peace of mind during journeys with immediate help available.

Explore Now

Insurance & Protection

  • ►Access robust insurance and protection benefits with IDFC FIRST Bank Credit Cards.
  • ►Enjoy travel insurance coverage.
  • ►Benefit from purchase protection.
  • ►Receive lost card liability cover.
  • ►Safeguard against unforeseen circumstances.
  • ►Gain security and peace of mind.
  • ►Focus on enjoying travels and purchases without worry.

Explore Now
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