IDFC FIRST Bank Bill Payments & Recharge

Payment can be made for all the below billers and more as we add them

We let you pay around 200+ bills that include all your Utility, Insurance, Mutual Funds & Tax bills, Subscriptions, Credit Card payments and Donate to Charity. All this from the comfort of your home.

Different billers that are available:

Presentment Billers: These billers give you your bill amount that is due. For all such billers an Autopay can be set where the entire amount can be paid off in one transaction automatically. But don’t be afraid, we let you set a limit where a maximum amount can be set for each biller. If your bill exceeds the maximum amount, we will notify you to allow the bill payment.

There are certain restrictions that you need to be aware of:

1. One, you cannot make a part payments.
2. Second, you cannot make a payment after the due date. However, you can make a pre-payment.
3. Third, you cannot make a payment, till the bill is presented for payment

All the details of your bills paid, are stored for six months for your reference.

Payment Billers: These billers do not present a bill and you can either choose to make an adhoc payment or schedule when, at what frequency & how much you want to pay. That is all we will pay them.

Credit Cards: You can make a payment towards any of your Credit Cards using our "Funds Transfer" option in IDFC FIRST Bank’s Internet & Mobile Banking portals.

Types of Bill Payment services

Credit Card Bill payments

There are many ways to pay your credit card bills; IDFC FIRST Bank offers you an easier one where all your Credit Card bills can be paid online in two simple steps:

Step 1: Register the Credit Card as a Current Account Beneficiary

Steps to register are as follows

1. Login to IDFC FIRST Bank Internet Banking portal
2. Click on "Add/View beneficiary" under Funds Transfer
3. Click on the "Add Beneficiary" button next to the search box
4. Select "Outside IDFC FIRST Bank" radio button
5. Enter the below:
   • beneficiary name & nick name
   • the Credit Card number is to be entered in Account Number and Confirm Account Number fields
   • Select the Bank and enter the IFSC code
   • Select "Account type" as "Current Account"
   • Enter Payee Limit, Beneficiary email ID and Mobile Number
   • Click on Submit
6. Review & Confirm the details
7. Enter the OTP received via SMS and click on Submit
8. Credit Card will be added successfully as your beneficiary, and bill payments for the Credit Card can be initiated after 30 mins

Step 2: Use NEFT as a channel to carry out the Credit Card Payment via "Funds Transfer".

Please Note:

1. . IMPS or RTGS cannot be used for this payment transaction
2. . For standalone card like AmEx, Tata Capital, etc. credit card payments will not go through, unless they have an arrangement with a partner bank.
3. . As credit card payments are not done under the "Bill Pay" option they will not reflect under transaction history.

View/Pay Bills

The View/Pay Bills tab lets you view all the bills that are due for the month. We show them all upfront with details of when the bill is to be paid. This option shows you all the details required to action your bill payments.

1. All bills which don’t get presented are available for you to pay at your convenience
2. All bills which have been presented for payment, show the amount and when the payment is due

Please Note:

1. . Presentment bills are shown only when presented to us by the biller
2. . Payment bills are always shown