FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

RTGS/NEFT Fund Transfer

Experience prompt fund transfers

Take a step towards effortless banking. Manage fund transfers in a safe and secure manner, with our RTGS/NEFT services, so you can focus on simply growing your business. Our Electronic Payment Services enable you to: 

• Support single payment files across all payment modes

• Send multiple notifications to the remitter and beneficiaries

• Manage your payments in multiple formats

• Connect seamlessly to your ERP via our host-to-host solution

• Add beneficiary’s details across payments modes (internal/external)

IMPS Fund Transfer

Process prompt payments

Make payments to your vendors within seconds with our Immediate Payment Service (IMPS) channel. Authorise payments in a click and fulfil any urgent payments, round-the-clock, even on holidays. Enjoy the benefits of transferring funds with us, including:

• Instant credit to beneficiaries

• Risk Free digital payment

• End-to-end encryption 

NACH Credit

Handle bulk payments easily

Manage low-value bulk outward payments with us. The National Automated Clearing House (NACH) Credit enables you to present your transactions centrally, payable to 90,000+ bank branches in India. This service gives you control of your payments with:

• A single file across locations, across NACH/ECS

• The ability to upload the files and download reports

• A platform with enhanced cut-offs

Payroll Automation

Simplify your payroll procedures

Cut through the hassle of payroll processing with our safe and secure mechanism for salary uploads. Take advantage of our electronic payments with multiple benefits, like:

• High-end encryption on internet banking platform

• User-level restriction

• Print advice at an individual level

• Single file across NEFT, RTGS, IMPS, cheque, and demand draft

Discover Our Banking Products