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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

FIRST Business Credit Card,

Business expense management just got smarter

Joining Fee: ₹999 + GST

Annual Fees (2nd year onwards): ₹999 + GST

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We truly walk the talk

Designed with entrepreneurs like you in mind

This is not just a feel-good statement; we deliver solutions tailored for your business

Get the flexibility to
choose what works best for your business needs

Pay less interest

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Interest rate*

  • Year 1 (Introductory Offer): 1.5% p.m.
  • Year 2 onwards: 2% p.m.(Industry average: 2% - 3% p.m. )
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5x Rewards

on foreign currency transactions

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2x Rewards

on Business Utility & Digital Advertising

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1x Rewards

on Rentals, Restaurants & Utility

Earn high rewards

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10x Rewards

on foreign currency transactions

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4x Rewards

on Business Utility & Digital Advertising

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2x Rewards

on Rentals, Restaurants & Utility

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Interest Rate: 3% p.m.

Fees applicable on each Credit Card

₹999 + GST

Joining Fees

₹999 + GST

Annual Fees (2nd year onwards)

Benefits

Frequently asked question

How do I apply for a FIRST Business Credit Card?

Simply reach out to your Relationship Manager with IDFC FIRST Bank and share a few details about your business. If you are pre-qualified for the FIRST Business Credit Card, they will guide you through a 3-step digital application process.

Is there a Joining/ Membership/ Annual fee on the FIRST Business Credit Card?

Yes. The card comes with a joining fee (1st year) of ₹999 + GST and an annual fee (2nd year onwards) of ₹999 + GST.

What are the criteria for getting a FIRST Business Credit Card? Who can apply for a FIRST Business Credit Card?

The FIRST Business Credit Card is a perfect partner in business expense management for those who are Self-Employed or have a business. However, eligibility is also based on your credit history and relationship with the bank. Please visit a branch near you or reach out to your Relationship Manager to check if you are pre-approved.

I already hold an IDFC FIRST Bank Credit Card, will I be able to apply for the FIRST Business Credit Card?

In case you already have another IDFC FIRST Credit Card, you can check if you are eligible for the FIRST Business Credit Card by contacting your Relationship Manager or visiting your nearest branch. Alternatively, you can also apply for an FD backed FIRST Business Credit Card. Please reach out to your Relationship Manager or visit a branch near you.

Do I need a Current Account for a FIRST Business Credit Card?

No. Having Current account with IDFC FIRST Bank is not a requirement. However, with our Current Account we offer you best in class holistic Banking solutions including cash & expense management.

Which FIRST Business Credit Card Variant is right for me?

What is the interest rate levied on delay / non-payment of dues on the FIRST Business Credit Card?

How many Reward Points do I get with the FIRST Business Credit Card?

Are there any charges or limitations for redemption of Reward Points?

Can I use my credit card to withdraw cash at an ATM?

How does the FIRST Business Credit Card help me manage my business expenses?

How many cards can be issued to employees / company staff? How do I manage expenses, Credit Limit, etc. for multiple cards?

Do I get complimentary airport lounge access with the FIRST Business Credit Card? How can I avail these benefits?

What is the Forex mark-up fees on the FIRST Business Credit Card? If my business has a lot of expenses in foreign currencies, how can I benefit with the FIRST Business Credit Card?

Does the FIRST Business Credit Card offer any complimentary insurance?

ON A MISSION TO THE WORLD’S MOST
CUSTOMER FRIENDLY BANK