What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Gives easy access to cashless garages
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Optional Personal Accident Cover for the insured
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Protection against natural and manmade calamities
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Zero paperwork policy issuance online
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Gives easy access to cashless garages
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Optional Personal Accident Cover for the insured
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Protection against natural and manmade calamities
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Zero paperwork policy issuance online
Future Motor Secure
Your car is your pride, a source of joy and your delightful getaway from the mundane life. Imagine if something untoward happens to your car? Behind the wheels, you are a careful driver. However, your vehicle’s safety is not only in your hands. With us, you choose not only a reliable partner but a fast and secure experience for your car. Future Motor Secure takes care of any damage that your vehicle may suffer. This plan covers everything including third party expenses.Read More
So now when you drive, rest assured, we take just as much care of your car as we do of you.Read Less
FEATURES
Cashless settlement in 2500+ network garages
Coverage for theft, accidents and terrorist activities
Instant policy issuance
Claims finalisation within 7 working days from the receipt of all documents
Towing assistance (within city limits only)
PLAN OPTIONS/VARIANTS
- Vehicle damage: This benefit covers any damage to your vehicle on account of an accident, burglary, theft or housebreaking. It also covers your vehicle on account of any damage caused due to fire, lightning, self-ignition, explosion, riot, strike, malicious act, terrorism, earthquake, flood, cyclone and inundation This cover also encompasses protection against any damage caused to your vehicle while in transit by road, rail, air and elevator.
- Third party liability: This benefit protects you against any third party liability that you may incur on account of the death or bodily injury to any person or damage to property. The policy also covers the legal expenses you might incur to defend this claim. This is a mandatory insurance coverage for your vehicle.
Future Motor Secure
- Basic Road-side assistance: Assistance when your insured vehicle is immobilised on a public road due to any of the following reasons: Mechanical and Electrical Breakdown, Towing due to Accident, Flat Tyre, Keys Locked-in, Dead Battery, Contamination / Incorrect or running out of fuel.
- Additional Road-side assistance: Continuation of Journey, Local Travel when on Tour, Overnight Accommodation Expense when on Tour, Delivery of your Vehicle, Medical Co-ordination, Urgent Message Relay.
- Engine Protector: Covers consequential damages to the internal child parts of the engine and / or gearbox of the insured vehicle, arising out of: Water ingression, Leakage of lubricating oil and / or damage to engine and/or gear box of your vehicle arising out of lubricating oil due to accident.
- Zero depreciation cover: Pays full claim without any deduction for depreciation on the value of parts replaced.
- Daily Cash Benefit: Daily allowance to you when your vehicle is undergoing accidental repairs in the garage.
- Protection of NCB: Retain the ‘No Claim Bonus (NCB)’ component even after making a claim.
- Personal Accident: Protect your near ones in case of your accidental death.
Add-ons*
Eligibility
Exclusion
The main exclusion does not cover any loss / damage to the vehicle and / or its accessories if caused by the following:
- Normal wear, tear and general ageing of the vehicle
- Any depreciation or any consequential loss and mechanical / electrical breakdown
- Vehicle being used in ways or for purposes other than those in accordance with limitations as to use
- Any damage to / by a person driving the vehicle without a valid license
- Any damage to / by a person driving the vehicle under the influence of drugs or liquor
- Loss or damage due to war, mutiny or nuclear risk
- Any accident outside the geographical area
Claims
We aim at providing assistance to you at times of distress for timely settlement of claims. It is our endeavor to provide a smooth and hassle-free claims service experience to all our customers.
- In the unfortunate event of your vehicle meeting with an accident and resulting in the injury of a person, firstly give him the necessary first aid. Arrange to shift the injured to the hospital and inform the police about the accident.
- For registration of your Motor Claim call us at 1860 500 3333, 1800 220 233 (toll-free) or SMS MOTORCLAIM to 92222 11100 (Standard SMS charges applicable).
- You need to move the vehicle to a garage and we will depute the surveyor to assess the loss. The surveyor will get in touch with you.
- To avail of the Direct Settlement facility, all you need to do is take the vehicle to the most convenient Future Generali approved workshop. Here the payment will be made directly to the workshop and the insured has to bear the difference in amount as per policy conditions.
- Information about the approved claim amount and deductions on account of depreciation / excess, if any, will be made available to the garage before delivery of the vehicle. The Insured may ask for the same from the repairer.
- In case you don’t opt for the Direct Settlement facility at a convenient Future Generali approved workshop, you are required to settle the bill with the workshop and then submit the bills along with receipts at Future Generali’s office for claims settlement as per the surveyor’s report.
Disclaimer
* Add on covers are available by paying additional premium. For detailed information on these products including risk factors, terms and conditions etc., please refer to the product policy clause, consult your advisor or visit our website before concluding a sale.Read More
Future Secure Private Car Package Policy - IRDAN132RP0001V04201213
Future Secure - Private Car (Liability Only) - IRDAN132RP0017V01200708
Standalone Motor OD Future Secure Private Car Policy - IRDAN132RP0001V01201920Read Less
FREQUENTLY ASKED QUESTIONS
Why do I need Car Insurance policy,is it compulsory?
Insuring your car against the risks of Third Party liability is mandatory as per Motor Vehicles Act 1988.Most private car owners however prefer comprehensive or package policy covering the risks of loss or damage to the car-Own Damage in addition to the Third Party Liability Risk.
Can the Owner of the car also be insured under the same policy?
Yes, it is compulsory to insure the Registered Owner of the vehicle against risk of Personal Accident only if he/she holds a valid driving license.This cover is available on payment of a nominal premium amount.
Can the paid driver of the car also be insured under the same policy?
Yes, it is possible to insure the paid driver(Legal Liability to Employees)under provisions of Workmen’s Compensation Act as amended.This cover is available on payment of a nominal premium amount.
Will Future Generali settle all my claims directly?
For the Own Damage Claims Yes,you can opt for a cashless claim settlement if you approach our Future Generali Convenient Workshops for repairs to your car.In case you get your car repaired in a non-network workshop,Claims will be directly settled to you upon submission of all required documents with 7 working days.
Third Party claims are awarded by Motor Accident Claims Tribunals as per provisions of Motor Vehicles Act 1988 and settled by Future Generali.
Can the occupants/passengers travelling in my car be insured?
Yes, they may be insured against risk of Personal Accident for a sum not exceeding Rs.2 lakhs per passenger by paying an additional nominal premium.
