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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Enjoy power packed benefits

Open your Salary Account now to get access to a whole host of benefits

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  • Complimentary airport lounge access, once every quarter
  • Trip cancellation insurance (Flight + Hotel) of up to ₹25,000 for you and your family*
  • Free personal accident insurance cover (death or permanent disability) of up to ₹35 lakhs*
  • Complimentary Times Prime yearly membership on first Salary credit above ₹25,000*
  • Swiggy One Lite quarterly membership on regular salary credit
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Personal Loan

Personal Loan

Get personal loan for all your financial need

Personal Loan up to ₹1 Cr. at attractive interest rates, get funds for every need

     

  • Competitive interest rates starting at 10.75%
  • Completely digital, paperless online process
  • Flexible tenure up to 60 months

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Education Loan

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Don't let finances hold you back. 23k+ courses funded globally across 3200+ universities

Walk into your dream college with FIRST UNI

  • Attractive student loan interest rates, starting 9% p.a.*
  • Collateral free loans of up to ₹75 lakhs*
  • Income tax benefits under section 80E

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New Car Loan

New Car Loan

Bring home your dream car with IDFC FIRST Bank New Car Loans

With a hassle-free application process, you can apply for a new car loan and get doorstep loan assistance from our associates

  • Competitive interest rates starting at 8.5%
  • Up to 100% on road funding
  • Loan tenure up to 10 years

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Two Wheeler Loan

Two Wheeler Loan

Take the road to happiness with Two Wheels from IDFC FIRST Bank

Get home your new Bike with IDFC FIRST Bank Two Wheeler Loans.

  • Paperless journey
  • Zero processing fees
  • Low down payment

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Home Loan

Home Loan

Best interest rates on housing finance so that you can live your best life

Discount on processing fees for loan repayment from IDFC FIRST Bank account

  • Tailor-made loans with minimal documentation
  • Digitised process for loans up to ₹5 Cr and tenure up to 30 years
  • Higher eligibility for salaried & self-employed customers

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Consumer Durable Loan

Consumer Durable Loan

Turn your dreams into reality with an IDFC FIRST Bank Consumer Durable Loan

With automated credit history check, get your limit updated between 25k to 5 lakhs

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  • Choose your repayment plan between 3 to 36 months
  • Click on Apply Now and check your eligibility

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The power of choosing, now in your hands

IDFC FIRST Bank’s simple calculators put the power of decisioning & identifying the right product in your own hands

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Loan Amount*

₹25 ₹10,00,000

Time Period

2 years 10 years

%

Choose your existing bank interest rate

6.5% 15%

Total Amount

Principal Amount
Total Interest
Loan EMI (Monthly)
₹90,000
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FinFIRST Blogs

tax rebate written on paper

New regime is the new future: Know all the income tax announcements made in Union Budget 2023

To understand the concept of a savings account, imagine you and your friend have ₹500 each. While your friend kept it with him, you

Team FinFIRST16 Feb 2023 • 3 mins read

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