What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
View all -
Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Details
| Minimum Balance | Zero | |
| Charges for non-maintenance-Monthly(Rs) | Not Applicable | |
| Account Opening Amount | Nil. After Account Opening, account has to be funded. |
Cash Transaction
| Cash Deposit-Home/Non Home Branch (Monthly) | Free | |
| Cash Deposit (above free limit) | Free | |
| Cash Withdrawal-Home/Non Home Branch | Free | |
| Cash Withdrawal beyond free limit | Nil. After Account Opening, account has to be funded. |
Payment Service
| Intrabank-Fund Transfer-Branch | Free |
| Intra-Bank Fund Transfer -Internet Banking | Free |
| RTGS Payment - Branch/Internet Banking | Free |
| NEFT Payment - Branch/Internet Banking | Free |
| IMPS-outgoing | Free |
| DD/PO payable at IDFC FIRST Bank locations | Free |
| DD/PO- Duplicate Issuance/cancellation/revalidation | Free |
| DD/PO payable at Correspondent bank locations | Free |
Cheque Drawn on us/deposited/ECS-bounce charge
| Cheque Deposited-Outward clearing | Free |
| Due to technical reasons | Free |
| Cheque Issued-Inward Clearing (Drawn on us) | Free |
| SI return Charges | Free |
| ECS Debit Return charges | Free |
Collection Services
| Intra-Bank Fund Transfer Collection | Free |
| RTGS Collection | Free |
| NEFT Collection | Free |
| ECS Collection - Transaction | Free |
| ECS Collection - Mandate (New / Modify / Cancel/Stop) | Free |
| Cheque collection-local clearing | Free |
| Outstation cheque collection-IDFC FIRST Bank Location | Free |
| Outstation cheque collection-Non IDFC FIRST Bank Location | Free |
| Outstation cheque collection at correspondent bank location and other location: Non MICR cheque/Non CTS cheque | Free |
Debit Card & ATM charges
| Issuance charge | Free |
| Annual Debit card fees | Free |
| FIRSTAP Debit Card (if applied for) | Issuance Charge:Rs. 99, Reissuance Charge: Rs.99 |
| ATM transaction-IDFC FIRST Bank ATMs | Free |
| ATM transaction-Non IDFC FIRST Bank ATMs | Free |
| Charges for Add on ATM card | Free |
| Renewal Fees for ATM card | Free |
| Re-issuance of card (Lost or damaged) | Free |
| Card Replacement Fees | Free |
| Pin Regeneration (Green Pin) | Free |
Cheque Book Issuance
| Cheque Book Facility | Free |
| Cheque Book beyond Free Limit | Free |
Miscellaneous Charges
| Account Statement Physical (Branch/ Channel) | Free |
| Issue of Duplicate/Adhoc statement (Branch/Channel) | Free |
| Issue of passbook facility | Free |
| Duplicate Passbook | Free |
| Account Closure | Free |
| SMS/ E mail Alerts | Free |
| Standing Instruction: Set Up/Execution/Amendment | Free |
| Bill Payment: Net Banking | Free |
| Bankers Verification (Photo/ Signature/ Address) | Free |
| Balance Confirmation Certificate | Free |
| Record Retrieval | Free |
| Interest/ TDS Certificate | Free |
| Stop Payment per Instruction (Particular cheque/Range of cheque) | Free |
| Balance Enquiry (Branch/ Channels) | Free |
| Activation of dormant/inoperative account | Free |
Above schedule of charges is applicable w.e.f 1st September 2023.
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