FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Our Solutions

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Verified by Visa

    Verified by Visa is a new service offered by IDFC FIRST Bank, which provides payment transaction security. Using this process, we have ensured that a security passcode is sent your registered mobile number for every ecommerce transaction that is done using your debit card.

    All our customers are eligible to use this service on various merchant sites and there is never going to be a separate registration for this ever!

    How this entire process works:

    1. Every time your IDFC FIRST Bank Debit Card is used to do an e-commerce transaction, intimation of the transaction is sent to us.

    2. We trigger a payment security code to the mobile number linked to your Debit card (your account).

    3. That passcode needs to be entered on our secure the online payment page.

    4. Once the same is verified by our system the transaction is deemed genuine and it goes through successfully while giving your payment security.

    This not only gives you the power to proceed with the transaction but can also alert in case of any mishaps on your card.


Ecommerce via Debit card + PIN

    Our Debit Card lets you to shop online seamlessly at select e-commerce merchant websites at your convenience. There is utmost online payment security in place to keep it safe and secure from mishaps. We offer you a hassle-free online shopping experience, without the need to generate a security passcode (OTP) or remember your VbyV password.

    Steps to shop online:

    1. Go to the merchant’s website, example

    2. Select the product you wish to purchase

    3. In the “Payment” screen, select “Debit Card + PIN” as the payment option

    4. Select IDFC FIRST Bank

    5. Enter your Debit Card Number, Expiry Date & PIN

    6. Confirm the transaction

    7. And your payment is done

    To know the merchants where we offer Debit Card + PIN as a payment option please Click Here

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E-commerce via Net Banking 

    We have ensured all your lifestyle categories are covered with IDFC FIRST Bank Net Banking. It lets you shop online seamlessly at e-commerce merchant websites conveniently. The platform is user friendly, hassle-free, and secure.

    Be it Shopping, Apparel, Travel, Ticket booking, Bill Payments etc, simply use IDFC FIRST Bank Net Banking as payment option. So, go ahead experience the new mode of payment.


Popular e-Commerce Merchants

    Steps to shop online:

    1. Go to merchant’s website

    2. Select the product you wish to purchase

    3. In the Payment screen, select “Net Banking” as payment option

    4. Select IDFC FIRST Bank and you will be redirected to our checkout page

    5. Enter your Net Banking User Name & Password followed by one-time password (OTP) sent to you via an SMS on your registered mobile number

    6. Confirm the transaction

    7. And you are done! Shopping successful


    To know the merchants where we offer Net Banking as a payment option please Click Here

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