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NRI Banking with IDFC First Bank

Transfer funds to your family back home with the ease of NRI banking services. Earn best interest rates on our NRI banking services along with smooth fund transfer and income tax exemption.Read More

Go ahead and leverage on the hassle-free process offered by IDFC FIRST Bank, the best bank for NRI account.Read Less

Enjoy 100% liquidity with high tax-free returns | Free 24-hours NRI banking on call

Interest up to 6%

What makes us the best bank for NRI are these features

  • NRO (Non- Resident Ordinary) Account
    • Earn up to 6% interest p.a. on NRO savings account
    • Free, convenient options to transfer funds 24x7
    • Funds can be transferred from overseas or from a domestic bank account in India or any Non-Resident Ordinary, Non-Resident External or Foreign Currency Non-Resident Account with any bank in India
    • Repatriation restricted to US Dollar 1 million (or equivalent amount) per Account Holder per financial year with specific documentation
    • Interest earned on NRO accounts is subject to Tax Deducted at Source (TDS) in India. Interest earned maybe subject to tax in your country of residence. Please speak with your tax consultant for additional information.
    •  

      Note: 6% interest rate on Savings Account is applicable for balances up to  Rs 1 crore. Interest rates are subject to change at the sole discretion of IDFC FIRST Bank.


  • NRE (Non-Resident External)
    • Up to 6% tax-free interest p.a. on your NRE savings account
    • Interest is calculated on daily balances and paid at the end of every quarter
    • Enjoy 100% liquidity with high tax-free returns
    • Easy repatriation out of the country, in any foreign currency
    • Convenient options to transfer funds 24/7 without any fee
    • Free Visa Signature Debit card giving you 2 complementary domestic lounge access per quarter and much more
    •  

      Note: 6% interest rate on Savings Account is applicable for balances up to  Rs 1 crore. Interest rates are subject to change at the sole discretion of IDFC FIRST Bank.


  • Earn up to 6% interest p.a. on NRO savings account
  • Free, convenient options to transfer funds 24x7
  • Funds can be transferred from overseas or from a domestic bank account in India or any Non-Resident Ordinary, Non-Resident External or Foreign Currency Non-Resident Account with any bank in India
  • Repatriation restricted to US Dollar 1 million (or equivalent amount) per Account Holder per financial year with specific documentation
  • Interest earned on NRO accounts is subject to Tax Deducted at Source (TDS) in India. Interest earned maybe subject to tax in your country of residence. Please speak with your tax consultant for additional information.
  •  

    Note: 6% interest rate on Savings Account is applicable for balances up to  Rs 1 crore. Interest rates are subject to change at the sole discretion of IDFC FIRST Bank.


  • Up to 6% tax-free interest p.a. on your NRE savings account
  • Interest is calculated on daily balances and paid at the end of every quarter
  • Enjoy 100% liquidity with high tax-free returns
  • Easy repatriation out of the country, in any foreign currency
  • Convenient options to transfer funds 24/7 without any fee
  • Free Visa Signature Debit card giving you 2 complementary domestic lounge access per quarter and much more
  •  

    Note: 6% interest rate on Savings Account is applicable for balances up to  Rs 1 crore. Interest rates are subject to change at the sole discretion of IDFC FIRST Bank.


NRI Fixed Deposit

  • Foreign Currency Non-Resident Deposit
  • Non-Resident External Deposit
  • Non-Resident Ordinary Deposit

Payments and Transfers

  • Unlimited, Free Funds Transfer
  • No Charges for Transactions
  • 24x7 Anytime Anywhere Access

Services

  • At your service 24/7
  • One View for all accounts
  • Manage your transaction limits

Investment and Insurance Solutions

  • Portfolio Investment Scheme (NRE PIS) Account
  • IDFC FIRST Bank offers a range of Investment & Personal Insurance solutions curated for specific needs of Non Resident Indians

COMPARE ACCOUNTS

Compare our different NRI Banking Accounts

Click here to Compare Accounts

CALCULATOR

Earn more with your
NRI Savings Account

Choose account balance

1L 2cr

Choose the period

1 Year 50 Year

Choose your existing bank interest rate

2.5 % 6 %

Simulation Results:

What you will earn with IDFC FIRST Bank Savings A/c -

What you currently earn with your existing bank -

What you can earn more with our bank -

  • Anirban Bandyopadhyay

    "I would like to express my sincere appreciation for your seamless net banking services and superior, cost-effective range of product portfolio which meet my needs, expectations and aspirations. IDFC First Bank is dynamic and responsive, which makes them the bank of my first choice. "

  • Debabrata Karmakar

    "Recently I opened a new account with IDFC FIRST Bank, and I find it to be a good banking experience compared to the other banks. Specifically, I got good guidance from my relationship manager on different types of products that are helpful for retail customers. Thank you, IDFC FIRST bank for providing esteemed services to its customers."

  • Nilotpal Ganguly

    "I feel happy to express that I have a wonderful banking experience with IDFC FIRST Bank. The process, response and the total service from the bank is excellent, from day one. Your netbanking portal is simple, user-friendly and straight-forward to the customer requirement. I hope to maintain a long-term relationship with IDFC FIRST Bank."

FEES & CHARGES

Find out about our minimal and transparent fees & charges

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