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NRI Money Transfer from USA to India

Transferring money from the USA to India has never been easier. You can help your dependents meet their financial requirements with IDFC FIRST Bank's NRE (Non-Resident External Account) Savings Account Using these services, you can transfer funds from your local bank in the US to an IDFC FIRST Bank account in India.Read More

Sending money from abroad can be time-consuming since it includes lengthy processes. With IDFC FIRST Bank's expertise and experience with international banks, money transfer is easy. You can conveniently send money for your parents' treatments and other requirements.Read Less

Fees and Charges for fund transfers to India from USA with IDFC FIRST Bank

IDFC FIRST Bank does not charge anything for funds transfer received from abroad. GST will be levied on the converted gross INR amount, as per the existing Tax slab.

Please note that the remitting bank routes remittance funds through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services which are neither in control nor the responsibility of the IDFC FIRST BankRead More

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Features and Benefits

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There is no upper limit to the amount you can send from the USA to India

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Fund transfers are fast, secure, and reliable

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The money sent is converted at the prevailing forex exchange rates

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Get competitive forex rates with IDFC FIRST Bank

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Transfer money from anywhere in the USA to India

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How to transfer funds from the USA to India

    Follow the steps mentioned below to transfer funds from the USA to India.

    1. Visit your foreign bank branch in USA.

    2. Submit the following payment details:

    • Sender’s details: Name, account number, and complete address.
    • Receiver’s details: Name, 11-digit account number, and complete address.
    • Receiver’s bank details
      • Bank name – IDFC FIRST Bank
      • Swift Code – IDFBINBBMUM
      • Correspondent’s bank – Please click here
    • Mention the purpose of payment for faster credit to your account.
    • Kindly mention charges as OUR in your fund transfer form to avoid correspondent bank charges.

    3. Upon receiving the foreign bank's payment, IDFC FIRST Bank will deposit the money in the desired account within 1 to 2 days.

    It is important to note that you do not need to mention the account number for an FCNR (Foreign Currency Non-Resident) deposit. However, kindly ensure that your 10-digit customer ID is mentioned.

    For faster credit, it is imperative to mention the purpose of payment. Also, note that the bank might need to reach the beneficiary for additional details before the money transfer.

FREQUENTLY ASKED QUESTIONS

How much money can I send at once?

There is no upper limit on the amount you can send from the USA to India. It depends on your local bank’s terms and conditions. 

What does wire transfer mean?

Wire transfer is an affordable way of international fund transfers. In wire transfers, sender banks and receiver banks have an intermediary bank to send and receive money. These intermediary banks provide low or negligible overhead charges and make fund transfers cheap.

How do I send money from the US to an IDFC FIRST Bank?

You can choose the online fund transfer option at your local bank’s portal and add an IDFC FIRST Bank account holder as a beneficiary to transfer funds. Alternatively, you can use the wire transfer option at your local bank and choose an IDFC FIRST Bank account holder as the beneficiary.

What are the charges for sending money to India?

IDFC FIRST Bank does not charge anything for funds transfer received from abroad. GST will be levied on the converted gross INR amount, as per the existing Tax slab.

Please note that the remitting bank routes remittance funds through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services which are neither in control nor the responsibility of the IDFC FIRST Bank.

What is the maximum amount I can send?

You can transfer money without any limits.

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