Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
What's special about us
Customer Support
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
GIFT City
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
IDFC FIRST Academy
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

FinFIRST Blogs

Credit Card Savings Account Personal Loan Home Loan Car Loan Education Loan Two Wheeler Loan NRI Business Banking Fixed Deposit Finance Beyond Banking MyFIRST Mobile Banking Startup Banking Investments Salary Account Current Account
Open an Account

Savings Account

How to activate a debit card

Key Takeaways

  • A debit card is a financial tool you can use to make payments online or offline, but you must activate your debit card before using it.
  • To activate your debit card digitally, log in to the internet banking portal of your bank and select any option that reads "generate PIN" or "make PIN" from the drop-down menu.
  • You can also activate your debit card through Phone Banking.
13 Oct 2021 by Team FinFIRST
How to activate debit card
Open an Account

Debit cards help pay bills, shop online, and withdraw cash. But before you can do that, you must activate your card


A debit card is a financial tool you can use to make payments online or offline. Financial authorities issue debit cards when you open an account with them. These cards are necessary to withdraw cash as well, although you cannot do anything if the debit card is inactive. It is necessary for cardholders to activate their debit card before using it.

How to activate a debit card?


There are multiple methods to activate a debit card. Each of them is equally convenient and easy. It is up to you to decide which method suits you.

READ MORE

Save money big time! 15 tips that will change your life
Save money big time! 15 tips that will change your life
Keep your money safe with these bank accounts
Keep your money safe with these bank accounts

 

 

How to activate a new card via ATM?


You can perform an ATM card activation by:

  • Opening the envelope sent by the bank. It has your four-digit PIN and debit card.
  • Insert the debit card in the ATM.
  • Input the debit card number and the ATM pin provided by the bank.
  • Create a new ATM pin.
  • Follow the directions on the machine to enter your new ATM pin.

How to activate your debit card in a contactless manner?


You can activate your debit card digitally as well. Follow these steps to do so:

  • Log in to the internet banking portal of your bank.
  • In the gateway, look for the "Debit Card" section.
  • Then, select any option that reads "generate PIN" or "make PIN" from the drop-down menu.
  • The website will offer you information on how to register your debit card when you select the option.
  • Activate your debit card online by following the instructions given on the ATM screen.

Call your bank's customer service number if you cannot locate an option to activate your debit card online. If the bank does not offer the service online, the representatives will tell you how you can activate your card offline.

How to activate debit cards by phone banking?


To activate your debit card by mobile banking, you must:

  • Call on your bank’s phone banking number.
  • Speak with a customer service employee at your bank.
  • Once connected, follow the directions provided to you during the phone call to activate your debit card.

Some banks send the OTP to the consumer's registered phone number for verification and activation of a debit card. As a result, when activating your debit card, keep your phone with the registered mobile number near you.

Before you apply for a debit card, ensure you have an account with the bank. If you have an account with IDFC FIRST Bank, you can get a platinum Rupay debit card. It helps get instant discounts from food delivery platforms and e-commerce sites. The Rupay debit card also offers you unlimited lounge access at airports and access to insurance. Head to the IDFC FIRST Bank’s website to apply for a Rupay debit card. You can also reach out to IDFC FIRST Bank customer support on 1800 10 888 for more information on the application process.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

Prev

How to Check or Find Your Bank Account Number Online
Next

How to make shopping easier on your pocket this festive season

Related Products

Related Articles

Download IDFC FIRST Bank App

You might also be interested in:

Savings Account

Savings Account
Personal Loan

Personal Loan
Credit Card

Credit Card
Home Loan

Home Loan
Two Wheeler Loan

Two Wheeler Loan

Contents