How to make shopping easier on your pocket this festive season?

Wondering how to make the most of your shopping during this festive season without denting your budget? Here are some smart shopping tips for you

The festive season is upon us, and the mood is celebratory across homes. The arrival of Navratri signals the beginning of month-long festivities starting with fasting, house cleaning, and decoration, followed by feasting and interesting traditions in many parts of the country. Festival time also means ringing in some cheer with shopping. But spending without a strategy can put a dent in your wallet. So how can you shop smarter, save money, and make the most of this festive season? Here’s how:

1. Festive sales and offers

Online shopping websites and major retail brands announce their flagship sales just before the festive season. Keep an eye out for these. You can browse your favourite category deals and new updates with offer/sale news on these pages. These discounts are not limited to online shopping but also extend to retail outlets. You can make the best of omnichannel shopping by watching the deals and discounts on each.

2. Coupons and discount codes 

Coupons and discount codes often have terms and conditions associated with them. Read the fine print and make the most of the coupons you have collected over time on this festive season. You can also use coupon apps that offer instant access to retailers’ coupons. There’s no clipping involved, simply scan the code with your phone and save money.

3. Debit and credit card offers

Banks and financial institutions offer some exciting deals and discounts during festive times on the use of their credit/debit card. E-commerce websites also collaborate with banks to provide cashback, reward points, or discounts on purchases. For example, IDFC FIRST Bank has announced 1% cashback for their debit card users this festive season. Their aptly titled campaign ‘Khushiyan FIRST’ helps customers make the most of this time.

4. Going bargain-hunting

You can get creative with available offers and discounts if you put your mind to it. Many online retailers offer exclusive discounts to first-time users. Get a family member who has not yet registered on their website to avail of these. Similarly, using incognito mode for browsing can also get you more opportunities to look for discounts. Often, by combining multiple offers and discounts, you end up saving a lot. It is also a great idea to shop with friends and family to make the most of offers that require a minimum bill amount. 

Luckily, IDFC FIRST Bank’s Khushiyan FIRST offer has no condition on minimum debit card spends to be eligible for cashback. The maximum a customer can receive on their debit card is capped at Rs 10,000.

5. Cashback and rewards

In addition to direct discounts on your purchases, there are other ways to save money. For instance, cashback on your spends, or free items when you make a purchase billing of a certain amount. Also, watch out for rewards or loyalty points. If the retailer has a loyalty program, the festive season may offer more loyalty points and memberships at discounted rates. Many sellers also offer vouchers as a seasonal gift, which can be used later to make a discount purchase.

Ways to shop smartly and save better in this festive season

Festivals are just the right time for some retail therapy. IDFC FIRST Bank’s Khushiyan FIRST mission has indeed come at an opportune time for savvy shoppers who would like to have their cake and eat it too! With a bit of smart planning and mindful shopping, you can also save money on your purchases. 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.