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Happiness is in the air this festive season

11 Oct 2021 by Team FinFIRST
Happiness is in the air this festive season

Happiness means different things to different people. At IDFC FIRST Bank, we put your Khushiyan FIRST and are offering a 1% cashback on all debit card transactions during this festive season

All the roads we take in life are taken with the hope of reaching the same destination – happiness. This festive season, give happiness a chance by putting your Khushiyan FIRST. Happiness comes in all shapes and sizes, but we’re not here to judge; if it puts a smile on someone’s face, that’s all we expect. So here are five suggestions to spread the festive cheer:

1. Put a smile on someone’s face

We all have loved ones in our lives, and nothing puts a smile on our face as readily managing to put a smile on theirs. Joy is in giving, so give! It could be as simple as cooking a meal for your special someone or giving them a thoughtful gift, or something more elaborate such as taking them out to dinner at a fancy restaurant.


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2. Spend time with people you love

Sometimes, happiness is as simple as spending quality time with people you love. They say memories last forever, so make as many wonderful ones as you can. Take photographs, look at old ones, indulge in some nostalgia, remember; being able to enjoy the company of people you love is perhaps one of the greatest privileges you can have.

3. Take time out for yourself

You don’t have to socialise all the time. There are instances when happiness could mean simply spending time by oneself. Alone-time can be thoroughly relaxing and rejuvenating. Watch a movie, spend an afternoon listening to music or reading a book, or treat yourself at a spa!

Festivals are just the right time for some retail therapy. IDFC FIRST Bank’s Khushiyan FIRST mission has indeed come at an opportune time for savvy shoppers who would like to have their cake and eat it too!


4. Hang out with your besties

You might derive great happiness by just hanging with friends, and we get that. Throw a house party, order some pizza, and live it up! Getting together with a group of close friends guarantees a heady mixture of laughter, nostalgia, and all-around good cheer. 

5. Spread the joy!

Happiness could also come from random acts of kindness. If you are fortunate enough to be a ‘, have’ in a world of ‘haves’ and ‘have-nots’, consider giving back. A monetary donation or a simple gift (say, shoes or clothes) to those less fortunate than you can cause a ripple effect of happiness that starts from you and goes out to touch many others.

At IDFC FIRST Bank, we constantly endeavour to put your Khushiyan FIRST because a smile on your face is a source of happiness for us. To make this festive season even happier for all our customers, we are offering a 1% cashback on all IDFC FIRST Bank debit card transactions for a limited period. What’s more, there’s no minimum spend requirement. So go ahead and indulge yourself – you deserve it!

Happiness is in the air this festive season

Let us take a look at IDFC FIRST Bank’s festive bonanza at a glance:

 If you’re looking for one of the following…

 …then, here’s what you get!

 Home Loan

 6.9%* rate of interest for select salaried professionals
Higher eligibility
Special Processing Fee: Rs. 10000 +GST for salaried & Rs. 20000 + GST for self-employed

 Home Loan Balance Transfer

 Avail top up at same rate as BT

 Personal Loan

 50% processing fee waiver

 Personal Loan Balance Transfer

 Flat 1%* lower ROI than existing ROI (*Min ROI to be 10.49%)

 Consumer Durable Loan

 Up to 10% Cashback

 Two Wheeler Loan

 9.99%* rate of interest

 New Car Loan

 7.49%* rate of interest, ZERO Processing fee

 Pre-owned Car Loan

10.49%* rate of interest, ZERO Processing fee



The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.