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When traveling abroad, managing finances can be a challenge, especially when it comes to making purchases in foreign currencies. Most credit cards often charge foreign transaction fees, which can amount to a lot and make your international shopping more expensive than you’d expect. This is where credit cards specifically designed for international travel prove to be a much better choice. Among these cards, the zero-forex markup credit card serves as a highly beneficial option, eliminating the need to pay extra fees on foreign transactions.
A zero-forex markup credit card is a type of credit card that does not charge the typical 2-3% foreign transaction fee when you make purchases in a currency other than INR. This feature alone can result in significant savings for frequent travellers or those who make international purchases regularly.
The FIRST WOW! Credit Card is an excellent example of such a card. It is an FD-secured credit card that offers zero forex markup along with unmatched travel benefits to ease your journey. What makes this card particularly attractive is that it comes with no salary verification or credit history checks, making it accessible to a wider range of customers.
When you make a purchase in a foreign currency, your credit card issuer typically converts the amount into INR. For this service, many issuers charge a currency conversion fee, which is usually a percentage of the transaction amount. This fee can quickly add up, especially on large purchases or extended stays abroad. However, with a zero-forex markup card like the FIRST WOW! Credit Card, you can avoid these additional charges, ensuring that you pay only what you see on the price tag.
Travel the world with confidence and save more on every purchase with the IDFC FIRST WOW! Credit Card, your gateway to zero forex fees.
The IDFC FIRST WOW! Credit Card offers a plethora of benefits that make it a top choice for international travellers:
Applying for the IDFC FIRST WOW! Credit Card is a straightforward process. Here’s how you can do it:
The FIRST WOW! Credit Card is a suitable option for anyone looking to simplify their foreign transactions without incurring additional fees. With its zero-forex markup feature, unmatched travel benefits, and easy eligibility criteria, it stands out as a top choice for frequent travellers. Whether you are shopping overseas or dining out in a foreign country, this credit card for international travel ensures that you get the best value for your money without the hassle of incurring foreign transaction fees.
Unlock Forex Benefits with IDFC FIRST Bank Credit Cards for a hassle-free and memorable trip.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
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