Annual Report FY 2023
Zero Charges on 28 Commonly Used Savings Account Services
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Credit Card against FD
Ultimate convenience and comfort with a lifetime-free premium Credit Card, bound to WOW you anytime, every time.
WOW! Rewards
Experience the WOW life now!
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Convenience at its best. Zero documentation required.
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No more joining fee or annual fee, only a lifetime of premium benefits and rewards on VISA Infinite
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4X Rewards on every spend and 7.25% interest p.a. on FD
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Travel the world with best-in-class zero Forex Mark-up fee
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Retail therapy all year long with 300+ merchant offers and 20% discount across 1,500+ restaurants
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Aspire more with the best-in-industry credit limit of a minimum of 100% of your FD value
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Soar higher with best-in-class 100% cash withdrawal of your FD value while enjoying uninterrupted interest on the same
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Enjoy more with low interest rates starting at 9% p.a. on carry-over balances
*Consider FD with 367 days period. Rates are dynamic and applicable till revised further.
**4X = 4 Reward Points per INR 150 spent | 1 Reward point = ₹0.25. Rewards Program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
WOW! PRIVILEGES
Best-in-class features.
Designed to delight, year after year.
Wow! Privileges you deserve
Welcome Benefits 5% cashback (up to ₹1000) on the first EMI done within 30 days of card generation
WOW! Convenience
WOW! Convenience
you want
you want
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Instantly convert your transactions above ₹2500 into easy and convenient EMIs
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Pay off your other bank credit card balances with our balance transfer privileges
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Pay using reward points at partner merchants and online purchases
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Perfect companion to start your credit journey and build a credit score, as it offers one of the lowest interest rates
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Complete control in your hands with its intuitive and simple mobile app
EASY PAYMENT OPTIONS
IDFC FIRST Bank Credit Card Bill Payment
Standing Instructions (e-mandates) for recurring payments
Balance Conversion into easy EMI
