How to change your Debit Card ATM PIN securely?

Security maintenance of your Debit Card PIN is vital. Just as you frequently update your online passwords to thwart hackers, it is equally essential to change your Debit Card PIN periodically to protect your sensitive bank details and financial assets. 

Remember, your Debit Card PIN acts as a virtual key to the financial space, and by changing it regularly, you add an extra layer of defence against unauthorised access to your identity and bank details.

Three Ways to Change Debit Card PIN
 

An ATM Personal Identification Number (Debit Card PIN) is a four-digit long number used to make transactions using an Automated Teller Machine (ATM) and offline transactions. You initially need to generate a PIN via an ATM machine or through net banking/mobile banking, but this PIN must be changed periodically for security reasons. There are three ways in which you can change your Debit Card PIN -

• By visiting an ATM
• Via net banking
• Via IVR

How to change Debit Card PIN at an ATM?
 

Follow the steps mentioned below to change your Debit Card PIN at an ATM -

• Insert your card into the ATM. Generally, your card's magnetic stripe should be facing down to the left.
• Select the 'Change/Reset PIN' option and enter your existing Debit Card PIN.
• Enter the One-time Password (OTP) sent to your registered mobile number as part of verification.
• If you forget your Debit Card PIN, select 'Forgot PIN' and enter the OTP sent to your registered mobile number.
• After your PIN is changed, the bank shall confirm the same to you via an SMS.

How to change Debit Card PIN through net banking?
  

If you wish to avoid the hassle of physically visiting an ATM to change your PIN, you can do so from the comfort of your home. If you are an IDFC FIRST Bank customer and have opted for our fast and secure net banking solutions, you can change your Debit Card PIN by following these steps -

• Click here.
• Enter your user ID and password.
• Click on Account – Card – Change PIN
• Enter the OTP received on your registered mobile number.

The customer’s convenience being the top-most priority, IDFC FIRST Bank offers a wide range of online banking services through digital savings accounts, including changing PINs through IVR and Mobile Banking Application. You also get one of the best interest rates in the sector with a monthly interest payout facility and zero fee banking on commonly used savings account services to enhance your savings. Zero fee banking includes services like free online money transfers (IMPS, NEFT, RTGS), free debit card and DD issuance, zero charges on chequebook reissuance,  and a lot more. You can rely on an efficient online bank account opening process and easily access your account instantly once the process is completed.

Debit Card PIN IVR flow
 

• Call on bank’s toll free number-1800 10 888 through registered mobile number
• Post selection of PIN generation option (2) on IVR,
• Authenticate yourself by entering Date of Birth
• Key-in the 4 digit PIN and re-enter the same for confirmation

PIN is ready for use

Other banks provide similar services to help their customers reset/change their Debit Card PINs. If you wish to change your PIN today, keep these methods in mind.

Remember, your Debit Card PIN is the key to your funds. Handle with care.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.