Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
What's special about us
Customer Support
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

Business Loan

Businesses backed by reliable funding sources can achieve amazing things. Regardless of where you are in the life span of your business, IDFC FIRST Bank business loans make it convenient to finance business needs. Whether you are a start-up or a seasoned entrepreneur looking to scale your business, IDFC FIRST Bank business loans can help.

We offer the industry's competitive business loan interest rates to make your financing affordable, so you can focus on achieving your business goals faster than your competition.

IDFC FIRST Bank business loans are designed to help you meet a variety of business requirements, including market expansion, equipment purchases, facility upgrades, and working capital requirements. With us, you can experience a convenient application process, personalised eligibility criteria, and preferential business loan interest rates.

Factors that Affect Business Loan Interest Rates

Business Reputation

  • A strong brand reputation can signal financial stability and trustworthiness to lenders.
  • A history of positive customer reviews and feedback can enhance your business' reputation and make it more attractive to lenders.
Read Less

Revenue

  • Higher and more consistent revenue generally indicates lower risk to the lender, which can lead to more favourable loan terms.
  • A growing revenue stream demonstrates your business's potential for future growth and financial stability.
Read Less

Existing Loans

  • Multiple existing loans can increase your debt burden making you a riskier borrower.
  • The terms and conditions of your existing loans can also impact your eligibility for future loans and the interest rates you'll receive.
Read Less

Relationship with the Bank

  • A long-standing relationship with the bank can demonstrate your commitment and trustworthiness.
  • Holding multiple bank accounts (e.g., Checking, Savings, Investment) can strengthen your chances of securing favourable loan terms.
Read Less

Repayment History

  • A clean repayment history on previous loans shows lenders that you are a reliable borrower.
  • Making timely payments can boost your credit score and make you more appealing to lenders.
Read Less

Benefits of IDFC FIRST Bank Business Loans

icon 1

Experience fast and seamless application and approval process with minimal documentation

icon 2

Tailor-made loans designed to fit specific business needs

icon 3

Get attractive and preferential business loan interest rates

icon 4

Enjoy collateral-free funding up to ₹1 crore

icon 5

Quick financing up to ₹50 lakhs based on your current account statement and GST returns

icon 6

Choose from loan tenures up to 48 months that fit your financial needs

icon 7

Quick and reliable customer service

Discover Our Products

Car Loan

Know More

Home Loan

Know More

Loan Against Property

Know More
Apply Now