Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

First Startup Account Fees and Charges

Details

Description of Charge/Feature First Startup Current Account
Average Monthly Balance Requirement (in ₹) NMC waiver for first 3 years of account opening (ex- account opening month); thereafter ₹2,00,000
Monthly Trade Throughput NA
Charges for non maintenance of required balance >= 150000 to < 2lac – ₹1000/- >= 50000 to < 150000 – ₹1500/- < 50000 – ₹2000/-
Cash Deposit Free Limit ₹30 Lakhs per month 
Cash Deposit Charges above free limit  ₹3 per ₹1000
Cheque Returns Deposited – 10 Free/month thereafter ₹50 per cheque, Issued – ₹250 per cheque
Cheque Book Issuance Free
DD issuance Free

Debit Card & ATM Charges

Debit Card Issuance Free - Signature
Annnual Fees / Replacment Free - Signature
ATM Transaction Charge at any ATM in India Free
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable

Payment Services

Intra-Bank Fund Transfer - Branch               Free                 
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch Free
RTGS Payment - Internet Banking Free
NEFT Payment - Branch Free
NEFT Payment - Internet Banking Free
IMPS Free
DD - Duplicate Issuance Free
DD Cancellation/Revalidation Free
Stop Payment per Instruction Free

Collection Services

Intra-Bank Fund Transfer Collection               Free                 
RTGS Collection Free
NEFT Collection Free
Cheque Collection - Local Clearing Free
Outstation Cheque Collection - IDFC FIRST BANK locations Free
Outstation Cheque Collection - Correspondent Bank locations Free
Outstation Cheque Collection - Other locations Free

Other Services

Account Statement Physical             Free                 
Account Closure Free
SMS/ E mail Alerts Free
Phone Banking Free
Net Banking Free
Mobile Banking Free
Standing Instruction - Setup/Execution/Amendment Free
Bill Payment- Netbanking Free
Bankers Verification (Photo/ Signature/ Address) Free
Balance Confirmation Certificate Free
Record Retrieval Free
Interest/ TDS Certificate Free
Balance Enquiry (Branch/ Channels) Free

*Taxes at prevailing rates as per Government rules shall be applicable over and above the mentioned charges. The charges as indicated above are subject to periodic revision.

Download Schedule of Charges here

Know More

Get in touch with us

Compliment

Add a note of appreciation
Customer Support

Customer Support
Locate Our Branch

Locate our branch