IDFC FIRST Bank Internet Banking

Click here to view the list of transactions available on Internet Banking

Fund Transfer allows you to transfer funds from your own account to

1. Your other accounts under your user ID
2. To other beneficiaries (within IDFC FIRST Bank / outside IDFC FIRST Bank) also known as Third Party Funds Transfer.

Funds Transfer to other Bank can be of 3 types

• IMPS, also known as IMmediate Payment Service is a real time service which allows customers to transfer Funds from their own account to another Bank account in an electronic manner. This transaction can be done 24 x 7. The beneficiary receives the fund transfers credit instantly.
• NEFT, also known as National Electronic Funds Transfer allows Bank customers to transfer funds, pay Credit Card bills of other Bank in an electronic manner to other Bank. NEFT follows RBI working calendar.
• RTGS, also known as Real Time Gross Settlement, is the fastest way to transfer funds in an electronic manner. Transactions are done and payments received in real time.

There are NO charges for any funds transfer transaction/ transfer types. They are free!

In order to conduct a Third Party Funds Transfer process, a beneficiary needs to be added in order to complete the same.

Steps for Beneficiary Addition

1. Login to IDFC FIRST Bank Internet Banking.
2. Select Add Beneficiary under Funds Transfer
3. Select the type of beneficiary and fill necessary details
4. Enter the OTP received on your registered mobile number
5. Notification about beneficiary addition will be sent to your registered mobile number
6. Beneficiary will be activated after 30 minutes of being successfully added in the account

As a customer, you can create a user ID between 6- 10 characters which can be alphanumeric in nature.

Please do select a user ID which is easy to remember and yet personal to you in nature. NetBanking Password should be between 6-15 characters and you can use a combination of characters, alphabets, numbers to create one.

Steps to register for Internet Banking are as follows

1. Visit IDFC FIRST Bank website and click on Login
2. Click on Create Username
3. Enter UCIC / Customer ID & Mobile number and click on submit
4. Enter Account Number or Debit Card Number or Loan Account Number
5. Enter the OTP received on your registered mobile number
6. Select your User Name and create your own NetBanking Password and click on submit.

IDFC FIRST Bank will never ask customer sensitive details like User Name / Password in any of their communications or in person. Please do not reveal the same. For Safe Banking Practices, please click here.

Steps to retrieve Username are

1. Visit IDFC FIRST Bank website and click on Login
2. Click on Forgot Username
3. Enter Customer ID & mobile number and click on submit
4. Enter Account Number or Debit Card details
5. Enter the OTP received on your registered mobile number

Your Username will be sent to your registered email id. Notification about retrieval of username will be sent on your registered mobile number.

You will be able to view your username on the screen as well.

You can set a new password in few simple steps

1. Visit IDFC FIRST Bank website and click on Login
2. Click on Forgot Password
3. Enter the Username and mobile number
4. Enter the OTP received on your registered mobile number
5. Enter New Password and click on submit..

Standing Instructions is a scheduled payment order/ instruction set by Bank customers to ensure regular funds transfer on a specific date. Standing instructions are a way of making an automatic payment of a fixed amount on regular intervals by debiting your CASA account.

For various limits applicable on Internet Banking, click here

FD can be created realtime, online through Internet Banking .

• Minimum FD value is Rs. 10,000 while Maximum FD value can be of Rs. 99.99 lacs per transaction.
• FD Advice can be viewed under PDF / Excel format. It can be mailed to the customer E Mail ID as well. Nominee can also be added to the FD post transaction completion.
• Customer can pre-maturely close the FD

As a customer, one can change

• E Mail ID.
• Update their PAN Number.
• Update their Aadhar Number.

Standing Instructions is a scheduled payment order/ instruction set by Bank customers to ensure regular funds transfer on a specific date. Standing instructions are a way of making an automatic payment of a fixed amount on regular intervals by debiting your CASA account.

For various limits applicable on Internet Banking, click here

FD can be created realtime, online through Internet Banking .

• Minimum FD value is Rs. 10,000 while Maximum FD value can be of Rs. 99.99 lacs per transaction.
• FD Advice can be viewed under PDF / Excel format. It can be mailed to the customer E Mail ID as well.
• Nominee can also be added to the FD post transaction completion.
• Customer can pre-maturely close the FD

Do's

1. The customer should mandatorily change the User-Id and password assigned by the bank on accessing Internet Banking Services for the first time.
2. Customer should keep the User-id and password totally confidential and not reveal them to any third party.
3. Customer should commit the User-id and password to memory and not record them in a written or electronic form
4. Customer should always check the URL address on the address bar of internet browser. This should begin with "https"; the letter 's' at the end of "https" means 'secured'.
5. Customer should look for the padlock symbol either in the address bar or the status bar (mostly in the address bar) but not within the web page display area and verify the security certificate by clicking on the padlock.
6. Customer should - fill in the correct account number of the person to whom the funds are to be transferred; - fill in the correct Card number while making Card payments; - fill in the correct details such as the name of the payee (who may or may not have an account with the Bank), mailing address, amount of the Demand Draft and the city/state where the Demand Draft is payable.
7. If customer finds his/ her mobile number inactive he should contact his telecom service provider immediately
8. Customer should regularly view internet banking account history through activity logs available in internet banking application
9. Customer should install a comprehensive firewall/antivirus/anti-spyware software package on his computer & update the same on a regular basis. These software suites help detect and remove viruses and spyware, that can steal vital information.
10. If user has to share his mobile & personal computer with anyone else or send it for repair/maintenance, he should: - Clear the browsing history - Clear cache and temporary files stored in the memory as they may contain account numbers and other sensitive information
11. Customer should use the virtual keyboard (VKB) wherever available to prevent key-logger compromises as such malware can track keystrokes in a physical keyboard
12. Customer should always clear his browser cache after each session
13. Customer should register wherever necessary for multi-factor authentication.
14. Customer should disable the “Auto Complete” function on his browser: If customer is using Internet Explorer, he should turn off the ‘Auto Complete’ function on his browser to prevent the system from remembering Passwords. To Disable the “Auto Complete” function: - Open Internet Explorer. Select Tools->Internet Options->Content (Tab) - Click on Settings Button under Auto Complete section - De-Select User Names and passwords on forms check box - Click on “OK”
15. Customer should log off completely from his online banking website, close the browser and log off PC, when not in use.
16. Customer should register for SMS alerts to keep track of banking transactions
17. Customer should ensure that he uses reputed endpoint security for his system and keep it updated to prevent any infection. In case the system is infected he should clean it up before using internet banking.

Dont's

1. The customer should not attempt or permit others to attempt accessing the account information stored in the computers and computer networks of the bank through any means other than the Internet Banking Services.
2. Customer should not use link in an email message to log in. For logging in internet banking customer should use official website.
3. Customer should not let any unauthorized person have access to his computer or leave the computer unattended while using Internet Banking Services.
4. Customer should not disclose/reveal his/her personal or confidential information to anyone over email/SMS/phone call.
5. Customer should not enter login or other sensitive information in any pop up window.
6. Customer should avoid accessing Internet banking accounts from cyber cafes or shared PCs.
7. Customer should not at any time provide to any person, with any details of the accounts held by him with the Bank including, IPIN, account number, Card numbers and PIN/ TIN / m-PIN which may be assigned to customer by the Bank from time to time.
8. Customers should also never use the ‘remember password’ feature provided by browsers to save their net banking passwords.
9. Customer should never use the same user ID and password for financial accounts of other sites.
10. Customer should not use mobile devices to store User ID, password and other account related sensitive details.
11. Customer should not open attachment or install free software from unknown sources, this may expose his computer and information on it to unauthorized access
12. Customer should not leave his internet banking session unattended. He should always logout completely. Customer should make sure: a) Application is logged out by clicking on logout button. b) All the browser windows are closed
13. Customer should avoid using public PCs for accessing Internet Banking. If public PCs are used, he should ensure he logs out and clears the cache, history of the browser. The browser should also not remember any of the authentication details.

Recurring deposits let you save up for a future need. So it’s a good way to save small, and yet realise your dreams.

Here’s what you can do with our Recurring Deposit feature on Internet Banking

1. Create a Recurring Deposit
2. View Recurring Deposit Summary & Details
3. Liquidate Recurring Deposit
4. Download & Email your Recurring Deposit advice

Debit cards offer the flexibility to make instant payments from your account, to view & control their use we offer you the below services:

1. We offer you one view of all your linked debit cards
2. Permanently block your card if you have lost your card and also request for a replacement
3. Temporarily block your card in case you have misplaced your card
4. Unblock your temporarily blocked card once you find it
5. Set your daily withdrawal and purchase limits both domestic and international within preset limits.

Q. What are the bill payment options available on Internet Banking?
We offer you the below services to make bill payments:
Add Biller: Register your bills so we can remind you when the payments are due
View & Pay all your bills
Manage Biller lets you delete any bills that you don’t want to pay anymore
Use QuickPay to complete payments instantly without registering any biller
View bill payments done in the past six months in Transaction History.
Payment can be made for all the below billers and more as we add them
We let you pay all your Utility, Insurance, Mutual Funds & Tax bills, Subscriptions, Credit Card payments and Donate to Charities all this from the comfort of your home.
Q. How can I add a Bill on Internet banking?
6 easy steps to add your billers:
Click on “Add Biller” in the Bill Pay tab
Select the category of biller you want to make the payment for
Enter your Consumer ID, Subscriber ID, Mobile number, landline number and a couple of other details that are required to complete the transaction
We let you set a nick name for every biller so you can remember what it is meant for
Just to be sure that you are doing this transaction, we will send you an OTP
And your biller is registered
Q. How does one know which bills will be paid this month and when?
The View/Pay Bills tab lets you view all the bills that are due for the month. We show them all upright with details of when the bill is to be paid.
This option shows you all the details required to take an action for your bill payments.
All bills which don’t get presented are available for you to pay at your convenience
All bills which have been presented for payment, show when the payment is due
Q. Can billers once added, ever be deleted?
Use the Manage Biller option to delete any biller in its entirety.
Steps to Delete Biller:
Click on “Manage Biller” in the Billpay tab
All the registered billers will be displayed. Click the delete button in front of the biller you want to delete Confirm the deletion of the biller & we will vanish this biller from your list
Q. How does one make instant payments?
Pay all your bills instantly using our QuickPay option, without registering the biller.
Steps to complete a bill payment using QuickPay:
Click on “QuickPay” in the Bill Pay tab
Select the category of the biller
Electricity
Gas
Insurance
Landline
Postpaid
Enter your consumer ID / subscriber ID / Mobile number / landline number and other details that are required to complete the transaction
Enter the bill amount.
Select the bank account
Just to be sure that you are doing this transaction, we will send you an OTP for verification And your payment is done
Q. What are the various recharge facilities available on Internet Banking?
Currently we offer the below recharge facilities:
Prepaid Mobile Number recharge
DTH (Direct To Home) account recharge
Q. What are the steps to recharge my Prepaid Mobile or DTH account?
Recharge your prepaid mobile phones & DTH accounts using our Recharge option.
Steps to complete a recharge:
Click on “Recharge” in the Bill Pay tab
Select the type of recharge i.e. Prepaid Mobile or DTH
For prepaid mobile recharge enter Mobile number. The service provider details will be displayed automatically; these details can be changed manually
To do a DTH recharge enter DTH subscriber ID & select provider
Enter the amount & click “Recharge”
Confirm your transaction & select the account. Click “Pay” to proceed.
Just to be sure that you are doing this transaction, we will send you an OTP for verification
And your recharge is done
Q. Which bills can be viewed in Transaction History?
View the all the bill payments & recharges you have done in the last six months.
What we offer in Transaction History:
By default the last five bill payments or recharges are displayed, a date filter is provided to fetch transactions completed earlier.
Please note that only the transactions done in the last six months can be viewed as these are what get stored A biller wise transaction filter
Q. What are the bill payment options available on Internet Banking?
We offer you the below services to make bill payments:
Add Biller: Register your bills so we can remind you when the payments are due
View & Pay all your bills
Manage Biller lets you delete any bills that you don’t want to pay anymore
Use QuickPay to complete payments instantly without registering any biller
View bill payments done in the past six months in Transaction History.
Payment can be made for all the below billers and more as we add them
We let you pay all your Utility, Insurance, Mutual Funds & Tax bills, Subscriptions, Credit Card payments and Donate to Charities all this from the comfort of your home.

Q. How can I add a Bill on Internet banking? 6 easy steps to add your billers:
Click on “Add Biller” in the Bill Pay tab
Select the category of biller you want to make the payment for
Enter your Consumer ID, Subscriber ID, Mobile number, landline number and a couple of other details that are required to complete the transaction
We let you set a nick name for every biller so you can remember what it is meant for
Just to be sure that you are doing this transaction, we will send you an OTP And your biller is registered
Q. How does one know which bills will be paid this month and when?
The View/Pay Bills tab lets you view all the bills that are due for the month. We show them all upright with details of when the bill is to be paid.
This option shows you all the details required to take an action for your bill payments.
All bills which don’t get presented are available for you to pay at your convenience
All bills which have been presented for payment, show when the payment is due
Q. Can billers once added, ever be deleted?
Use the Manage Biller option to delete any biller in its entirety.
Steps to Delete Biller:
Click on “Manage Biller” in the Billpay tab
All the registered billers will be displayed. Click the delete button in front of the biller you want to delete Confirm the deletion of the biller & we will vanish this biller from your list
Q. How does one make instant payments?
Pay all your bills instantly using our QuickPay option, without registering the biller.
Steps to complete a bill payment using QuickPay:
Click on “QuickPay” in the Bill Pay tab
Select the category of the biller
Electricity
Gas
Insurance
Landline
Postpaid
Enter your consumer ID / subscriber ID / Mobile number / landline number and other details that are required to complete the transaction
Enter the bill amount.
Select the bank account
Just to be sure that you are doing this transaction, we will send you an OTP for verification And your payment is done
Q. What are the various recharge facilities available on Internet Banking?
Currently we offer the below recharge facilities:
Prepaid Mobile Number recharge
DTH (Direct To Home) account recharge
Q. What are the steps to recharge my Prepaid Mobile or DTH account?
Recharge your prepaid mobile phones & DTH accounts using our Recharge option.
Steps to complete a recharge:
Click on “Recharge” in the Bill Pay tab
Select the type of recharge i.e. Prepaid Mobile or DTH
For prepaid mobile recharge enter Mobile number. The service provider details will be displayed automatically; these details can be changed manually
To do a DTH recharge enter DTH subscriber ID & select provider Enter the amount & click “Recharge”
Confirm your transaction & select the account. Click “Pay” to proceed. Just to be sure that you are doing this transaction, we will send you an OTP for verification And your recharge is done
Q. Which bills can be viewed in Transaction History?
View the all the bill payments & recharges you have done in the last six months.
What we offer in Transaction History:
By default the last five bill payments or recharges are displayed, a date filter is provided to fetch transactions completed
earlier. Please note that only the transactions done in the last six months can be viewed as these are what get stored
A biller wise transaction filter

A Short & Sweet home loan is an amalgamation of a Home Loan & a Current account. It offers the flexibility of debit & credit transactions in the short & sweet account. The more balance you keep in the account the lesser interest has to be paid.

All customers who have a Short & Sweet loan & a Savings / Current account can now view their loan account summary & carry out all the transactions currently offered on Internet Banking using their Short & Sweet loan account.

1. View, download, email account statements
2. Funds transfer
3. Create, view & close deposits
4. View / block debit cards
5. Bill Payments
6. Update profile
7. Change debit card PIN & Internet Banking password

Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.

Login to Internet Banking -> Click on Loans Tab -> Click Home -> Click Summary

You can view all the Loans linked to your account.

Below transactions are currently available on Internet Banking:

1. View your Loan Summary
2. Download Interest Certificate
3. Check and download your Loan Statement of Account
4. Check your Repayment schedule

No, you will have to first unblock the card using Internet Banking and then follow the procedure to block it permanently. Or you can call our Banker On Call on 1800-419-4332 to get the card blocked.

Yes, you can change the limits both international and domestic, but the same has to be within the maximum limit available.

Yes, you can switch on/off your international usage online at any time.

Yes.

Yes

Please click on update limit button once you set your desired limits. This activates your selection instantly

In this case, please switch on your international limit and set it to zero and then set the domestic limit to maximum limit. Click on update limit post this so that the limits will be effective. After doing this please switch off your international limit.

No, once the international usage Is switched off or on, it will be effective for both purchase as well as ATM withdrawal transactions.

Login to Internet Banking -> Click on Loans Tab -> Click Personal -> Click Summary You can view all the Loans linked to your account. Apply Now!

Below transactions are currently available on Internet Banking:

1) View your Loan Summary
2) Check and download your Loan Statement
3) Check and download your Repayment Schedule
Apply Now!

Login to Internet Banking -> Click on Loans Tab -> Click Against Property -> Click Summary
You can view all the Loans linked to your account.

Below transactions are currently available on Internet Banking:

Currently this facility is available using Net Banking facility of other bank only.

The mobile number would be updated for all accounts of the Customer ID. To change the mobile number for a specific account, kindly visit the nearest branch.

The mobile number would be updated within 48 hours

Debit card details are required to update your mobile number with the bank, incase you do not have a debit card, kindly visit the nearest branch to update your mobile number.

Yes, you can login to Internet Banking through Browser to update your mobile number.

Kindly change your login password immediately and contact us on 1800 419 4332

Add funds to your account’, allows users to conveniently pull funds for any other bank account and transfer into their own IDFC Bank savings account.

It is similar to how a person does a E Commerce transaction on Amazon, Flipkart etc when post inputting an amount, they select the Bank name through Payment Gateway (PG) and select the Bank of their choice to complete the transaction

There are no charges associated with this. This a completely free service.

Minimum transfer in amount is INR 1000 and there is no maximum limit. The limit is directly dependent on the Internet Banking, Mobile Banking Funds transfer limits set of the remitting bank. Or the Bank from where the funds are being pulled.

No. With Add funds feature you can pull funds from any other bank and is a credit into your account. Daily debit limits apply to online debit transactions initiated from your account only.

All you need is access to your IDFC First Bank’s Mobile App service in order to avail of this service. Additionally, you need to have access to NetBanking credentials of other bank so as to online transfer funds.

To transfer funds into your account, you need not go through the trouble of adding beneficiary and to know your IDFC First Account number and IFSC details etc. Neither you have to issue a cheque or deposit it in your bank. Simply login to your IDFC First bank account and pull funds instantly. It is seamless and frictionless.

The credit is real time. The other bank account will be debited and your IDFC First Bank account is credited immediately.

In case of technical failures, basis the existing reconciliation process, the credit will be posted into your account within 3-4 working days. In case the transaction has been failed by other bank, then the same will be refunded back to you by other bank itself as per their processes.

Currently this facility is available using NetBanking facility of other bank only.

This facility is currently available only on Mobile App, it will be available on Internet Banking shortly.