The following Terms and Conditions apply to the IDFC FIRST VISA Cross-Border Campaign, which is valid from 10th May 2023 to 10th August 2023 (inclusive of both dates), and is open only to all IDFC FIRST Credit Cardholders.

• To be eligible for the Offer the Cardholders must spend a minimum of US$ 2023 or its equivalent in foreign currency using their IDFC FIRST Credit Card during the Promotion Period.
• Cashback of a maximum of INR 2023 will be provided to eligible customers.
• The Offer is limited to the top 290 spenders during the promotional period, on a first come first serve basis.
• The cashback fulfilment will take place 30 days after the offer end date, i.e., 30th september 2023.
• The Offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card Members (“Customers”), who have received communication by the Bank through emailer, SMS, Push Notification, Banner and / or any other direct communication channel intended for the customer only.
• Point-of-sale transactions outside of India in a foreign currency (excluding cash at point-of-sale transactions) undertaken by IDFC FIRST Credit Cardholders during the Promotion Period will be eligible for the Offer.
• Incomplete, rejected, invalid, returned, cancelled, refunded, disputed, or unauthorized / fraudulent transactions will not be considered for the Offer.
• The Offer is non-transferable and non-negotiable.
• The Bank reserves the right to disqualify any customer from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer (including any default in payments).
• By availing the Offer, the customer accepts and understands these Terms and Conditions, as well as the Offer terms and conditions mentioned in any communication sent and the general Terms and Conditions of the Bank.
• The Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these Terms and Conditions, or to replace, wholly or in part this Offer, or not or to extend or withdraw this Offer altogether.
• The Bank holds out no warranty and makes no representation about the quality, delivery, or otherwise of the goods and services offered by any merchant with regards to this Offer. Any grievance pertaining to quality, delivery, or any other issue of purchased goods and services should be taken to the respective merchant and not to the Bank.
• The Bank's decision in all matters in connection with and incidental to this Offer is final and shall be binding on all persons.
• Disputes, if any, arising out of or in connection with or as a result of this Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai.
• All taxes, duties, levies, or other statutory dues and charges payable in connection with the Offer shall be borne solely by the Customer, and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies, or other statutory dues and charges.
• If the customer is eligible for any other IDFC FIRST VISA cross-border offer on the same transaction as eligible for the above Offer, only one offer with the best monetary value for the customer shall be considered applicable.