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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Home Loan on your finger tips

Why choose IDFC FIRST Bank Home Loans?

Attractive interest rates

Attractive interest rates

Avail a Home loan with low interest rate

Digital Loan Sanction

Digital Loan Sanction

Get your loans approved through a hassle-free digitized application process.

Exclusive Offers

Exclusive Offers

Processing fees waiver if Home Loan repayment from IDFC FIRST Bank account.

Assisted DIY journey for loan

Assisted DIY journey for loan

Our experienced relationship officer offers unmatched assistance.

Best-in-class Service

Best-in-class Service

Offering pan India integrated branch network for availing and servicing Home Loan

How to apply for Home Loans through IDFC FIRST Loans app?

Customer Experience is crucial for us and hence, we ensure to offer a smooth loan application journey. Please check the below steps needed to apply for Home Loans through our app -

01
Download App

Download App

Click here to download IDFC FIRST Loans app.

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02
Apply Now

Apply Now

Click on Apply Loan and select Home Loan

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03
Enter Details

Enter Details

Enter your Personal details, Area Pincode, Mobile Number, purpose of loan and property location.

04
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Upload KYC

Enter the required loan amount, upload documents and continue

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05
Upload Financials

Upload Financials

Add a Co-applicant, employment, financial details

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06
Check Eligibility

Check Eligibility

Know if you fulfill the criteria for the digital loan

Features

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Attractive Home Loan interest rates.T&C Apply

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Best in market/ Higher Eligibility on loan amount for Salaried and Self Employed customers

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Get Loans upto 5 Crs and tenure upto 30 years

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Integrated branch network across India for availing and servicing the Home Loan

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Exclusive BT surrogate Program from select Banks/NBFC’s to waive off the legal charges

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Avail Fastrack Home Loan Balance Transfer with Top-up at same rate till 100% of BT amount

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Customized products to arrive at eligibility catering to higher Home Loan amount requirements for Self Employed customers.

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Loans for new Residential purchases, Plots + Construction, Resale, Balance Transfers, Top-ups etc.

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Specialized insurance products