As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Special rate of interest for FIRST Private, FIRST Wealth, Top 500 Corporate Salaried applicants, FIRST Select customers if repayment is from IDFC FIRST account only else normal rates apply.
Processing Fees will be waived if repayment is done from IDFC FIRST Bank account.
BT + Top Up at same ROI will be subject to max capping of 100% of the BT loan amount.
Top Up loan amount of more than 100% of BT loan amount can be availed at premium of 50 bps in addition to existing the rate.
If existing Top Up is transferred, it will be part of the 100% of the max capping to avail the same ROI
Initial Money Deposit (IMD) is not required initially only where readable PDF banking is provided. However, It will be charged at the time of disbursement as a part of total P.F
IDFC FIRST Bank reserves the right to change/modify any of the listed offers at its sole discretion.
All loans are from and at the sole discretion of IDFC FIRST Bank Ltd. Other Charges and taxes as applicable.