Fees & Charges

PRODUCTS/TYPE OF CHARGES Consumer Durable/ Consumption Finance
EMI Bounce charges per presentation 400
Late payment/Penal charges/ Default interest/Overdue (per month) 2% per month of the unpaid EMI or Rs 300 whichever is higher
Cheque Swap charges (per swap) 500
Cancellation & Rebooking charges 1000 or 5% of loan amount - whichever is higher
Foreclosure / Prepayment charges* 5% of principle outstanding amount
Loan re scheduling charges (per re scheduling) NA
Duplicate No Objection Certificate Issuance Charges 500
Physical Repayment Schedule 500
Physical Statement of Account 500
Document retrieval charges (per retrieval) 500
Stamping Charges As per actuals
Processing fees -
List of Documents NA
Part Payment charges Part Payment is not allowed
Initial Money Deposit/ Application Fees (Non-refundable) NA
EBC Replacement Fee (if EBC Applicable) 100
Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) NA
EBC & Push Card Annual Fee 99
EMI Pickup/ Collection Charges* 350
Admin Charges (If Applicable) NA


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