| PRODUCTS/TYPE OF CHARGES |
Consumer Durable/ Consumption Finance |
|---|
| EMI Bounce charges per presentation |
400 |
| Late payment/Penal charges/ Default interest/Overdue (per month) |
2% per month of the unpaid EMI or Rs 300 whichever is higher |
| Cheque Swap charges (per swap) |
500 |
| Cancellation & Rebooking charges |
1000 or 5% of loan amount - whichever is higher |
| Foreclosure / Prepayment charges* |
5% of principle outstanding amount |
| Loan re scheduling charges (per re scheduling) |
NA |
| Duplicate No Objection Certificate Issuance Charges |
500 |
| Physical Repayment Schedule |
500 |
| Physical Statement of Account |
500 |
| Document retrieval charges (per retrieval) |
500 |
| Stamping Charges |
As per actuals |
| Processing fees |
- |
| List of Documents |
NA |
| Part Payment charges |
Part Payment is not allowed |
| Initial Money Deposit/ Application Fees (Non-refundable) |
NA |
| EBC Replacement Fee (if EBC Applicable) |
100 |
| Easy Buy Card Replacement Fee (If Easy Buy Card Applicable) |
NA |
| EBC & Push Card Annual Fee |
99 |
| EMI Pickup/ Collection Charges* |
350 |
| Admin Charges (If Applicable) |
NA |
| Pre EMI |
NA |
