FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


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Fees & Charges

S.N. Type of Charges Upto Rs. Remarks  
1 Processing Fees    To be paid at the time of loan agreement execution  
2 Cancellation & Rebooking charges 1000 or 5% of loan amount - whichever is higher    
3 Facilitation Fees upto Rs. 200     
5 Easy Buy EMI Card Fees Rs. 499 One time charges  
6 Card Replacement Fees Rs. 100    
7 EBC & Push Card Annual Fee Rs. 99    
8 EMI Bounce Charges Rs. 400 For each presentation dishonoured  
9 Late payment/Penal charges/ Default interest/Overdue 2% per month of the unpaid EMI or Rs 300 whichever is higher Per month  
10 Repayment instrument swap charges Rs. 500 Per repayment change request  
11 EMI Pick up / Collection Charges Rs. 350    
12 Foreclosure Charges 5% of principle outstanding amount Foreclosure of the loan is possible anytime during the loan tenure  
13 Duplicate No Objection certificate/No Due Certificate  Rs. 500 Request in addition to bank’s issued letter  
14 Copies of Document charges Rs. 500  Per request for copies  
17 Stamping Charges As per Actuals    
18 Part Payment Charges Not Applicable    
19 Pre EMI Not Applicable    
20 Loan Rescheduling Charges  Not Applicable    


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