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Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
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Fees & Charges
| S.N. | Type of Charges | Upto Rs. | Remarks | |
| CHARGES | ||||
| 1 | Processing Fees | To be paid at the time of loan agreement execution | ||
| 2 | Cancellation & Rebooking charges | 1000 or 5% of loan amount - whichever is higher | ||
| 3 | Facilitation Fees | upto Rs. 200 | ||
| EASY BUY EMI CARD FEES | ||||
| 5 | Easy Buy EMI Card Fees | Rs. 499 | One time charges | |
| 6 | Card Replacement Fees | Rs. 100 | ||
| 7 | EBC & Push Card Annual Fee | Rs. 99 | ||
| OTHER CHARGES | ||||
| 8 | EMI Bounce Charges | Rs. 400 | For each presentation dishonoured | |
| 9 | Late payment/Penal charges/ Default interest/Overdue | 2% per month of the unpaid EMI or Rs 300 whichever is higher | Per month | |
| 10 | Repayment instrument swap charges | Rs. 500 | Per repayment change request | |
| 11 | EMI Pick up / Collection Charges | Rs. 350 | ||
| 12 | Foreclosure Charges | 5% of principle outstanding amount | Foreclosure of the loan is possible anytime during the loan tenure | |
| 13 | Duplicate No Objection certificate/No Due Certificate | Rs. 500 | Request in addition to bank’s issued letter | |
| 14 | Copies of Document charges | Rs. 500 | Per request for copies | |
| 17 | Stamping Charges | As per Actuals | ||
| 18 | Part Payment Charges | Not Applicable | ||
| 19 | Pre EMI | Not Applicable | ||
| 20 | Loan Rescheduling Charges | Not Applicable | ||
