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Get worldwide coverage against accidental death or permanent total disablement (PTD) due to an accident,
with your Personal Protect policy.

Personal Protect Policy

Get worldwide coverage against accidental death or permanent total disablement (PTD) due to an accident, with your Personal Protect policy.

Apply Now

Comprehensive Policy for accidental coverages
Customizable add-ons for personalized product fit
Worldwide cover for the policy
Income tax benefits under Section 80D

Comprehensive Policy for accidental coverages
Customizable add-ons for personalized product fit
Worldwide cover for the policy
Income tax benefits under Section 80D

Overview
Plan Option
Eligibility
Disclaimer
FAQs

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Personal Protect

Life always throws surprises, some sweet and some really bitter, especially if it involves bodily harm, such as an accident. Accident insurance is by far the most crucial insurance policy. It offers monetary support to the insured person in case of a grievous accident. In case of death, monetary support is provided to the kin of the deceased person. Read More

Personal accident insurance from ICICI Lombard offers financial support for expenses incurred due to an accident and even takes care of you in the unfortunate event of being permanently disabled due to an accident.Read Less

FEATURES

Purchase a Personal Protect policy without undergoing any health check-ups

Avail customized coverage with Sum Insured options ranging from Rs 3 lakhs up to Rs 25 lakhs

Worldwide cover for the policy

PLAN OPTIONS/VARIANTS

Base Plan

Death resulting from Accident*: In case of death due to an accident, within the policy period, the nominee mentioned in your policy will be compensated with the sum insured
Permanent Total Disablement (PTD) resulting from Accident : In case of permanent and total loss of limbs, sight, due to an accident as mentioned in the policy wordings, you will be compensated with the sum insured

Add-ons

Accidental Hospitalisation Expenses Reimbursement*: You can opt for an additional cover to compensate expenses in case of a minimum 24 hour hospitalisation due to injury, within 7 days of the date of the accident
Accidental Hospital Confinement Allowance Benefit: We offer an additional cover that gives you a per day allowance for each day of hospitalization due to accidental injury, not exceeding 30 days of hospitalisation, with a deductible of 1 day

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ELIGIBILITY

Eligibility

Any person between 18-65 years of age is eligible for Personal Protect policy
You can buy the policy for any family member(s) i.e. spouse, children and / or parents

Documentation

For transaction on net banking – no documentation
For transaction on Mobile App– no documentation

For paper based transactions

Health Insurance Proposal form
KYC Documents :ID Proof & address proof(PAN & Aadhar)

Know More for Claims and Exclusion

Disclamier

IDFC FIRST Bank Limited ("Bank") with registered office at KRM Tower, 8th Floor, No.1, Harrington Road, Chetpet, Chennai- 600031 is licensed as a corporate agent of ICICI Lombard General Insurance Company Limited under license no.CA0106 issued by Insurance Regulatory & Development Authority of India and does not underwrite the risk or acts as an insurer. This policy is issued to you by ICICI Lombard and is subject to the terms and conditions governing such policy. The contract of insurance is between ICICI Lombard and the insured only, and not between IDFC FIRST Bank and the insured. Bank’s customer participation in the policy is entirely voluntary.Read More

This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited. ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com. www.icicilombard.com. Personal Protect Policy UIN: ICIPAIP21394V032021 Misc 111 Read Less

FREQUENTLY ASKED QUESTIONS

What is Personal Protect policy?

ICICI Lombard Personal Protect policy provides your beneficiary with a death benefit in the unfortunate event of your accidental death. It also provides you with cover against Permanent Total Disablement (PTD) on account of an accident. Optional coverage can also be offered against Accidental Hospitalisation Expenses Reimbursement and Accidental Hospital Confinement Allowance Benefit.

What are the benefits of Personal Protect Policy?

With Personal Protect policy, you can avail the following benefits:

· Cover against Accidental Death or Permanent Total Disablement (PTD) on account of an Accident

· Optional cover against Accidental Hospitalisation Expenses and Accidental Hospital Daily Allowance

· No health check-up required

· Easy Claim Process with minimal documentation

· Digitally signed policy available 24X7 online

What covers does the Personal Protect Policy offer?

The Personal Protect plan covers against:

· Death resulting from accident

· Permanent Total Disablement (PTD) resulting from accident

Optional cover:

· Accidental Hospitalisation Expenses Reimbursement

· Accidental Hospital Confinement Allowance Benefit

Now choose between 6 easy Personal Protect plans to insure your personal safety available in Rs 3 Lakh, Rs 5 Lakh, Rs 10 Lakh, Rs 15 Lakh, Rs 20 Lakh and Rs 25 Lakh cover options.

Can I take cover for my spouse?

Yes, you can buy an additional policy cover for your spouse aged between 18-65years.

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