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Two Wheeler Insurance Policy

If your two-wheeler is your pride and joy, then ensuring its safety and security, on road and off it, becomes your primary concern. Hence, you need to have an insurance policy for your two-wheeler that offers you multi-layered protection. Read More

SRI General's Two Wheeler Package Policy. Offering you a comprehensive insurance policy with compulsory covers and numerous add-ons so all your needs are met, with a hassle-free, smooth process.Read Less

FEATURES

PLAN OPTIONS/VARIANTS

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    Two Wheeler Insurance Policy – Package

    • Coverage for natural disasters like earthquakes, floods, fires and storms
    • Coverage for theft, accidents and terrorist activities
    • Cashless repairs at network garages
    • Third-party legal liabilities cover
    • Digital claim settlement
    • Personal accident cover to owner driver for Rs. 15 Lakhs
    • Optional Personal Accident cover for pillion rider
    • Additional add on covers

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    Own Damage in bike insurance (Only OD)

    • Coverage for natural disasters like earthquakes, floods, fires and storms
    • Coverage for theft, accidents and terrorist activities
    • Cashless repairs at network garages
    • Digital claim settlement
    • Additional add on covers

    Third Party / Act only motor insurance

    • Third-party legal liabilities cover
    • Digital claim settlement
    • Personal accident cover to owner driver for Rs. 15 Lakhs

    Add-ons

    • NCB Protection
    • Return to Invoice

Documentation

Documentation

  • • Previous Insurance Policy
  • Vehicle Inspection Report for break in policy proposal
  • RC Copy
  • Proposal form
  • PAN card copy / GST certificate (as applicable)

Exclusion

Any loss/damage to the vehicle and/or its accessories will be not be covered if caused by the following:

  • Normal wear, tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Vehicle being used otherwise than in accordance with limitations as to use
  • Damage to / by a person driving the vehicle without a valid license
  • Damage to / by a person driving the vehicle under the influence of drugs or liquor
  • Loss / damage due to war, mutiny or nuclear risk
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

Bajaj Allianz life Smart Protect Goal

Disclaimer

The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevailRead More

SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400 069. | For more details on risk factors, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license. Website: www.sbigeneral.in Toll free: 18001021111 Two Wheeler Insurance Policy – Package. UIN: IRDAN144RP0006V02201112Read Less

FREQUENTLY ASKED QUESTIONS

Why do I need to insure my bike?

In India, third-party bike insurance is compulsory for all owners. Moreover, own-damage insurance covers you in case of accidents, theft and fire. In case of any untoward incident, you don't have to pay out of pocket for repairs or replacement if you have a valid insurance policy.

What are the benefits of buying motor insurance online?

When you buy motor insurance online, you get an instant policy, as there is no documentation or paperwork involved. You also have the advantage of choosing from multiple payment options, e.g. credit card, net banking, debit card etc.

What are the various types of vehicles that I can insure online?

You can insure a private car and two-wheeler online.

Are offline and online car insurance policies the same?

Yes, they are. In case of online car insurance, once you make payment, we send the policy documents to your email and your registered address.

Do I need a valid PUC to drive in India?

Yes, you need to hold a valid and effective PUC, and/or fitness certificate, to drive your vehicle and stay compliant with the law.

Do I need to have a valid insurance policy to get my new vehicle registered?

Yes, you need to have an active and valid insurance policy while registering your new vehicle. Even a valid third party (TP) policy will work for registering your vehicle at the RTO.

More FAQs