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SBI General Bharat Griha Raksha

Your Home is the place where you feel the most secured and happy. You want to protect your home from any kind of threat to safeguard your happiness. Read More

SBI General Bharat Griha Raksha is a comprehensive offering that protects your home and its contents and other related risks.Read Less



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    Bharat Griha Raksha

    • Covers you for the following:
      • Fire
      • Explosion or Implosion
      • Lightning
      • Earthquake
      • storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation
      • Subsidence of the land on which your home building stands, landslide, rockslide
      • Forest fire, bush fire, jungle fire
      • Impact damage of any kind, i.e. damage caused by impact of, or collision caused by, any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.)
      • Missile testing operations
      • Riot, strike, malicious damages
      • Acts of terrorism
      • Bursting or overflowing of water tanks, apparatus and pipes
      • Leakage from automatic sprinkler installations.
      • Theft within 7 days from the occurrence of and proximately caused by any of the above insured events



  • Wilful or intentional act or omission
  • War, invasion, act of foreign enemy
  • Ionising radiation or contamination by radioactivity
  • Pollution or contamination
  • Short circuiting, arcing, self- heating or leakage of electricity from whatever cause (lightning included)
  • Loss of earning, loss by delay, consequential loss
  • Reduction in market value
  • Costs, fees, expenses for preparing any claim
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions , please refer to policy wordings.


For paper based transactions

  • Home Proposal form
  • KYC Documents :ID Proof & address proof(PAN & Aadhar)

Bajaj Allianz life Smart Protect Goal


The information must be read in conjunction with the product brochure and policy document. In case of any conflict between the Customer Information Sheet and the policy document the terms and conditions mentioned in the policy document shall prevailRead More

SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400 069. | For more details on risk factors, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license. Website: www.sbigeneral.in Toll free: 18001021111 SBI General Bharat Griha Raksha UIN - IRDAN144RP0032V01202021Read Less