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Enjoy Zero Charges on All Commonly Used Savings Account Services
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- MD & CEO letter about the bank
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- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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SAVINGS ACCOUNT WITH SIGNATURE DEBIT CARD
Savings Account with Signature Debit Card (w.e.f. 8th March, 2021)
| Average Monthly Balance Requirement | ₹25,000 |
| Debit Card Type | Visa Signature |
| FIRSTAP Debit Card (if applied for) | Issuance Charge: Rs. 99, Reissuance Charge: Rs.99 |
| Non Maintenance Charges of AMB | >= 20000 to < 25000 – ₹50/- |
Transactions & Services which you enjoy without any charges
| IMPS (outward & inward) | FREE | Balance Certificate issuance | FREE |
| NEFT (outward & inward) – Online & at Branches | FREE | Interest/TDS Certificate issuance | FREE |
| RTGS (outward & inward) – Online & at Branches | FREE | Account closure | FREE |
| Cheque book re-issuance | FREE | ECS return | FREE |
| SMS Alerts | FREE | Stop payment of cheque | FREE |
| Cash deposit & withdrawal at branches (by number) | FREE | International ATM/ POS transaction | FREE (Only forex mark up 2% of the transaction value will be applicable) |
| Cash deposit and withdrawal at branches (by value) | FREE | Decline charges for insufficient balance at ATM | FREE |
| Debit Card – Issuance, Renewal, Replacement | FREE | Standing instruction - Set Up/Execution/Amendment | FREE |
| ATM Transactions (financial & non-financial) – Own and other Bank ATMs | FREE | Demand Draft/Pay Order - Cancellation/Revalidation/Duplicate Issuance | FREE |
| Third party Cash deposit and withdrawal at branches | FREE | Photo Attestation | FREE |
| Demand Draft/ Pay Order issuance at Bank locations | FREE | Signature Attestation | FREE |
| Issuance of duplicate statements | FREE | Retrieval of old transactional records | FREE |
| Issuance of Duplicate Passbook & Printing | FREE | Any deliverable returned by courier due to negative reasons charges | FREE |
| Address confirmation | FREE | Phone Banking | FREE |
| Cheque Return (Deposited & Issued) | FREE | Internet & Mobile Banking | FREE |
| Outstation Cheque Collection | FREE | Balance Enquiry (Branch/Channels) | FREE |
If your balance falls below ₹25,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of ₹25,000 with us.
| Re-issue of Cheque Book | ₹50 per cheque book (Free for Senior Citizen variant effective from 18th Dec'20) |
| DD payable at branch locations | ₹30 |
| Cheque Return – Deposited | ₹50 (w.e.f. 1st Jan 2023) |
| Cheque Return – Issued | ₹250 (w.e.f. 1st Jan 2023) |
| Replacement of Debit Card | ₹100 |
| Annual Debit Card fees | ₹100 |
| ATM Transaction Charge at any ATM in India | IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes Non Financial Transactions: Free & Unlimited Other Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
SAVINGS ACCOUNT WITH CLASSIC DEBIT CARD
Savings Account with Classic Debit Card (w.e.f. 8th March, 2021)
| Average Monthly Balance Requirement | ₹10,000 |
| Debit Card Type | Visa Classic |
| FIRSTAP Debit Card (if applied for) | Issuance Charge: Rs. 99, Reissuance Charge: Rs.99 |
| Non Maintenance Charges of AMB | >= 7500 < 10000 - ₹50 ; |
Transactions & Services which you enjoy without any charges
| IMPS (outward & inward) | FREE | Balance Certificate issuance | FREE |
| NEFT (outward & inward) – Online & at Branches | FREE | Interest/TDS Certificate issuance | FREE |
| RTGS (outward & inward) – Online & at Branches | FREE | Account closure | FREE |
| Cheque book re-issuance | FREE | ECS return | FREE |
| SMS Alerts | FREE | Stop payment of cheque | FREE |
| Cash deposit & withdrawal at branches (by number) | FREE | International ATM/ POS transaction | FREE (Only forex mark up 2% of the transaction value will be applicable) |
| Cash deposit and withdrawal at branches (by value) | FREE | Decline charges for insufficient balance at ATM | FREE |
| Debit Card – Issuance, Renewal, Replacement | FREE | Standing instruction - Set Up/Execution/Amendment | FREE |
| ATM Transactions (financial & non-financial) – Own and other Bank ATMs | FREE | Demand Draft/Pay Order - Cancellation/Revalidation/Duplicate Issuance | FREE |
| Third party Cash deposit and withdrawal at branches | FREE | Photo Attestation | FREE |
| Demand Draft/ Pay Order issuance at Bank locations | FREE | Signature Attestation | FREE |
| Issuance of duplicate statements | FREE | Retrieval of old transactional records | FREE |
| Issuance of Duplicate Passbook & Printing | FREE | Any deliverable returned by courier due to negative reasons charges | FREE |
| Address confirmation | FREE | Phone Banking | FREE |
| Cheque Return (Deposited & Issued) | FREE | Internet & Mobile Banking | FREE |
| Outstation Cheque Collection | FREE | Balance Enquiry (Branch/Channels) | FREE |
If your balance falls below ₹10,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 10,000 with us.
| Re-issue of Cheque Book | ₹50 per cheque book (Free for Senior Citizen variant effective from 18th Dec'20) |
| DD payable at branch locations | ₹30 |
| Replacement of Debit Card | ₹100 |
| Annual Debit Card fees | ₹100 |
| Cheque Return – Deposited | ₹50 (w.e.f. 1st Jan 2023) |
| Cheque Return – Issued | ₹250 (w.e.f. 1st Jan 2023) |
| ATM Transaction Charge at any ATM in India | IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes Non Financial Transactions: Free & Unlimited Non IDFC FIRST Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial (w.e.f. 1st Jan 2023) |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
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