SAVINGS ACCOUNT WITH SIGNATURE DEBIT CARD
Savings Account with Signature Debit Card (w.e.f. 1st Sep, 2019)
| Average Monthly Balance Requirement | Rs. 25,000 |
| Debit Card Type | Visa Signature |
| Non Maintenance Charges of AMB | >= 20000 to < 25000 – Rs.50/- >= 15000 to < 20000 – Rs. 100/- >= 10000 to < 15000 – Rs. 150/- >= 5000 to < 10000 – Rs 200/- < 5000 – Rs 400/- |
Transactions & Services which you enjoy without any charges
| Passbook Issuance & Printing | Stop Payment on Cheques | |
| Alerts for transactions on your account | Standing Instruction- Set Up/Execution/Amendment | |
| Outstation Cheque Collection | Phone Banking | |
| Interest/TDS Certificate | Net Banking | |
| Balance Confirmation Certificate | DD - Duplicate Issuance | |
| Balance Enquiry (Branch/Channels) | DD Cancellation/ revalidation | |
| Anywhere banking | Re-issue of Cheque Book | |
| Debit Card re-issuance | Statement Request |
We will apply a charge for the following transactions or events in your account
| Cheque Return – Deposited | Rs. 50 |
| Cheque Return – Issued | Rs. 250 |
| International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
| ATM Transaction Charge at any ATM in India (For Minor Accounts) | IDFC FIRST Bank ATM: Unlimited Free Other Bank ATM: 10 Free, 11th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction. |
| ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) | IDFC FIRST Bank ATM: Financial & Non Financial Transactions: Free and Unlimited Other Bank ATM: Financial & Non Financial Transactions: Free and Unlimited |
If your balance falls below Rs. 25,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 25,000 with us.
| Re-issue of Cheque Book | Rs. 50 per cheque book |
| DD payable at branch locations | Rs. 30 |
| Replacement of Debit Card | Rs. 100 |
| Annual Debit Card fees | Rs. 100 |
| ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) | IDFC FIRST Bank ATM: Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes Non Financial Transactions: Free & Unlimited Other Bank ATM: Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
SAVINGS ACCOUNT WITH CLASSIC DEBIT CARD
Savings Account with Classic Debit Card (w.e.f. 1st Sep, 2019)
| Average Monthly Balance Requirement | Rs. 10,000 |
| Debit Card Type | Visa Classic |
| Non Maintenance Charges of AMB | >= 7500 < 10000 - Rs 50 ; |
Transactions & Services which you enjoy without any charges
| Passbook Issuance & Printing | Stop Payment on Cheques |
| Alerts for transactions on your account | Standing Instruction- Set Up/Execution/Amendment |
| Electronic Funds Transfer (NEFT/RTGS/IMPS) Inward & Outward | Cash Deposit/Withdrawal at our branches by the customer |
| Outstation Cheque Collection | Phone Banking |
| Interest/TDS Certificate | Net Banking |
| Balance Confirmation Certificate | DD - Duplicate Issuance |
| Balance Enquiry (Branch/Channels) | DD Cancellation/ revalidation |
We will apply a charge for the following transactions or events in your account
| Cheque Return – Deposited | Rs. 50 |
| Cheque Return – Issued | Rs. 250 |
| International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
| ATM Transaction Charge at any ATM in India (For Minor Accounts) | IDFC FIRST Bank ATM: Unlimited Free Other Bank ATM: 10 Free, 11th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction. |
| ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) | IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes Non Financial Transactions: Free & Unlimited Non IDFC FIRST Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial |
If your balance falls below Rs. 10,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 10,000 with us.
| Re-issue of Cheque Book | Rs. 50 per cheque book (Free for Senior Citizen variant effective from 18th Dec'20) |
| DD payable at branch locations | Rs. 30 |
| Replacement of Debit Card | Rs. 100 |
| Annual Debit Card fees | Rs. 100 |
Calculate your interest rate
Find out how much interest you can earn on your Savings Account, using interest rate calculator