SAVINGS ACCOUNT WITH SIGNATURE DEBIT CARD

Savings Account with Signature Debit Card (w.e.f. 1st Sep, 2019)

Average Monthly Balance Requirement Rs. 25,000
Debit Card Type Visa Signature
Non Maintenance Charges of AMB >= 20000 to < 25000 – Rs.50/-
>= 15000 to < 20000 – Rs. 100/-
>= 10000 to < 15000 – Rs. 150/-
>= 5000 to < 10000 – Rs 200/-
< 5000 – Rs 400/-

Transactions & Services which you enjoy without any charges

Passbook Issuance & Printing Stop Payment on Cheques
Alerts for transactions on your account Standing Instruction- Set Up/Execution/Amendment
Outstation Cheque Collection Phone Banking
Interest/TDS Certificate Net Banking
Balance Confirmation Certificate DD - Duplicate Issuance
Balance Enquiry (Branch/Channels) DD Cancellation/ revalidation
Anywhere banking Re-issue of Cheque Book  
Debit Card re-issuance Statement Request  

We will apply a charge for the following transactions or events in your account

Cheque Return – Deposited Rs. 50
Cheque Return – Issued Rs. 250
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
ATM Transaction Charge at any ATM in India (For Minor Accounts) IDFC FIRST Bank ATM: Unlimited Free

Other Bank ATM: 10 Free, 11th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.
ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) IDFC FIRST Bank ATM: Financial & Non Financial Transactions: Free and Unlimited

Other Bank ATM: Financial & Non Financial Transactions: Free and Unlimited

If your balance falls below Rs. 25,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 25,000 with us.

Re-issue of Cheque Book Rs. 50 per cheque book
DD payable at branch locations Rs. 30
Replacement of Debit Card Rs. 100
Annual Debit Card fees Rs. 100
ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) IDFC FIRST Bank ATM:
Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes
Non Financial Transactions: Free & Unlimited

Other Bank ATM:
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.

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SAVINGS ACCOUNT WITH CLASSIC DEBIT CARD

Savings Account with Classic Debit Card (w.e.f. 1st Sep, 2019)

Average Monthly Balance Requirement Rs. 10,000
Debit Card Type Visa Classic
Non Maintenance Charges of AMB

>= 7500 < 10000 - Rs 50 ;
>= 5000 < 7500 - Rs 250 ;
< 5000 - Rs 500

Transactions & Services which you enjoy without any charges

Passbook Issuance & Printing Stop Payment on Cheques
Alerts for transactions on your account Standing Instruction- Set Up/Execution/Amendment
Electronic Funds Transfer (NEFT/RTGS/IMPS) Inward & Outward Cash Deposit/Withdrawal at our branches by the customer
Outstation Cheque Collection Phone Banking
Interest/TDS Certificate Net Banking
Balance Confirmation Certificate DD - Duplicate Issuance
Balance Enquiry (Branch/Channels) DD Cancellation/ revalidation

We will apply a charge for the following transactions or events in your account

Cheque Return – Deposited Rs. 50
Cheque Return – Issued Rs. 250
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
ATM Transaction Charge at any ATM in India (For Minor Accounts) IDFC FIRST Bank ATM: Unlimited Free

Other Bank ATM: 10 Free, 11th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.
ATM Transaction Charge at any ATM in India(For Regular & Senior Citizen Account) IDFC FIRST Bank ATM
Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial

If your balance falls below Rs. 10,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 10,000 with us.

Re-issue of Cheque Book Rs. 50 per cheque book
(Free for Senior Citizen variant effective from 18th Dec'20)
DD payable at branch locations Rs. 30
Replacement of Debit Card Rs. 100
Annual Debit Card fees Rs. 100

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