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Open a Bank Account Online


A bank account is essential for managing your finances, securing savings, and conducting daily transactions in today’s increasingly digital world. Whether it’s making purchases or saving for your future, a bank account simplifies your life in innumerable ways. IDFC FIRST Bank offers customer-friendly features such as zero-fee banking, a completely digital account opening process, monthly interest credits, and competitive interest rates, making it the ideal choice for modern-day banking. Read More

IDFC FIRST Bank makes opening a bank account online convenient, secure, and rewarding so you can supercharge towards your financial aspirations.Read Less

Best Interest Rate on Savings Account

₹35 lakhs free personal accident insurance cover | ₹1 Cr free air accident insurance cover

Interest up to 7.25% p.a.

Open Account Now *View Interest Rates

Benefits of Opening a Bank Account Online

Completely digital process

Open a bank account online seamlessly from the comfort of your home with IDFC FIRST Bank. No hassles of queuing up at a branch for setting up your bank account.

High interest rates

We offer some of the highest interest rates for your savings, maximising your returns in the long run.

Zero fee banking

Enjoy zero fees on all Bank Account services including online money transfers like RTGS, NEFT, IMPS, debit card & DD issuance, chequebook reissuance, and many more.

Monthly interest credits

Get funds credited to your account every month with monthly interest payouts. Watch your savings grow faster as your interest and principal amount compounds every month.

Unlimited ATM withdrawals

Withdraw cash freely from any ATM across India, without restrictions. Enjoy zero charges on cash withdrawals anywhere, anytime.

Advanced mobile banking app

Experience unmatched convenience with an easy-to-use, feature-rich mobile banking app from IDFC FIRST Bank that offers a wide range of banking services at your fingertips

  

How to Open a Bank Account

Follow these steps to open a bank account online with IDFC FIRST Bank:

Step-1: Click on the link

Visit the IDFC FIRST Bank website and click on Open a Bank Account

 

Step-2: Fill in your details

Enter your personal information such as name, mobile number, email ID, date of birth, and validate your PAN and Aadhaar Number

Step-3: Fill in your brief details

like occupation, source of income, annual income and mother’s name

Step-4: Select your Account variant

Choose the type of Account that best suits your needs.

Step-5: Fund your account

Make an initial deposit to activate your account

Step-6: Complete the video KYC

Verify your identity through a secure video KYC process to open your account

 

Requirements to Open a Bank Account

Eligibility

  • Indian citizen residing in India, or/and tax residents of India

Documentation

To open a Bank Account online you need:

  • Aadhaar Number
  • PAN number

To open a Bank Account at branch you need:

  • Passport-size photograph
  • PAN Card or filled Form 60
  • Any one of the following document:

    - Aadhaar Card

    - Passport

    - Voter’s Identity Card (Election Card)

    - Permanent and valid driving license with photograph

    - Job Card issued by NREGA duly signed by an officer of the State Government

    - Letter issued by the National Population Register containing details of name and address

Savings Account Eligibility

How to Choose the Right Bank Account for You?

Choosing the right bank account involves assessing your financial needs. Here are five key parameters to consider:

Interest rates


Choose a bank that offers high interest rates to help grow your savings faster. With an IDFC FIRST Bank account, you enjoy one of the highest interest rates in the sector along with monthly interest payments.

Account fees


Look for accounts with zero or minimal fees for transactions, ATM withdrawals, and other services. IDFC FIRST Bank offers zero fees on all Bank Account services, enhancing your savings.

Digital banking features


Ensure that you get a robust mobile app and digital banking experience. With the IDFC FIRST Bank mobile app, you can get all the banking services at your fingertips and make investments in FD or mutual funds with just a single tap.

Account benefits


Compare the additional perks like monthly interest payouts, loyalty programs, or rewards. IDFC FIRST Bank offers a range of loyalty programs, rewards, and merchant offers from time to time.

Accessibility


Consider whether the bank provides easy access to ATMs, branches, and online services.

Interest rates


Choose a bank that offers high interest rates to help grow your savings faster. With an IDFC FIRST Bank account, you enjoy one of the highest interest rates in the sector along with monthly interest payments.

Account fees


Look for accounts with zero or minimal fees for transactions, ATM withdrawals, and other services. IDFC FIRST Bank offers zero fees on all Bank Account services, enhancing your savings.

Digital banking features


Ensure that you get a robust mobile app and digital banking experience. With the IDFC FIRST Bank mobile app, you can get all the banking services at your fingertips and make investments in FD or mutual funds with just a single tap.

Account benefits


Compare the additional perks like monthly interest payouts, loyalty programs, or rewards. IDFC FIRST Bank offers a range of loyalty programs, rewards, and merchant offers from time to time.

Accessibility


Consider whether the bank provides easy access to ATMs, branches, and online services.


Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.

*Above information is basis publicly available data as on 19th April'24. The scope covers all scheduled public sector and private sectors banks only.

Frequently Asked Questions

Can I open a bank account online without visiting a branch?

Yes, you can open a bank account online with IDFC FIRST Bank without visiting a branch. The entire process is digital, including identity verification through the video KYC process.

Are there any fees to open a bank account online?

No, there are no fees to open a bank account online with IDFC FIRST Bank. The process is free of charge.

How long does it take to open a bank account online?

Opening a bank account online with IDFC FIRST Bank takes only a few minutes, provided you have all the required documents ready.

Is it safe to open a bank account online?

Yes, it is completely safe to open a bank account online with IDFC FIRST Bank. The bank uses advanced encryption technology to protect your personal and financial information.

Can I fund my account immediately after opening it online?

Yes, you can fund your IDFC FIRST Bank account immediately after completing the account opening process online.

What if I need help while opening a bank account online?

If you need assistance, contact 1800-10-888, email us at banker@idfcfirstbank.com, or drop us a "Hi" on WhatsApp at 9555-555-555.

What are the steps to open a bank account online?

To open a bank account online with IDFC FIRST Bank, follow these steps:

  1. Click on Open Bank Account
  2. Enter and submit your personal details such as name, mobile number, email ID, occupation, source of income, etc.
  3. Select your Bank Account variant
  4. Fund your account with an initial deposit
  5. Complete the video KYC for identity verification

What documents are required to open a bank account online?

To open a bank account online, you will need the following documents:

  1. PAN card for identity proof
  2. Aadhaar card for address proof
  3. A mobile number linked to your Aadhaar for OTP verification

How do I verify my identity when opening a bank account online?

At the time of account opening, you have to verify your identity through Aadhaar. The Bank Account opened will be basis certain restrictions as prescribed by RBI. For regularization of account and to remove all restrictions from the account, you can complete video KYC at anytime as per your convenience (24 hours a day, 365 days a year)

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