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Salary Account (w.e.f. 1st Sep, 2019)

Average Monthly Balance Requirement Nil, as long as regular monthly salary from employer is credited into the account
Debit Card Type VISA Signature / VISA Platinum / Rupay Platinum

Transactions & Services which you enjoy without any charges

Passbook Issuance & Printing Stop Payment on Cheques
Alerts for transactions on your account Cash Deposit/Withdrawal at our branches by the customer
Electronic Funds Transfer (NEFT/ RTGS/ IMPS) Inward & Outward Outstation Cheque Collection
Foreign Currency Draft Issuance Standing Instruction- Set Up/Execution/Amendment
Phone Banking Balance Confirmation Certificate
Net Banking Balance Enquiry ( Branch/ Channels)
DD - Duplicate Issuance Interest/ TDS Certificate
DD Cancellation/ revalidation Re-issue of Cheque Book
DD payable at branch locations Replacement of Debit Card
Annual Debit Card fees  

We will apply a charge for the following transactions or events in your account

Cheque Return – Deposited Rs. 50
Cheque Return – Issued Rs. 250
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
ATM Transaction Charge at any ATM in India - Corporate Salary with Visa Signature Debit Card Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of Rs. 15,000 or above during the month. In case this condition is not met:
IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes;
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial
ATM Transaction Charge at any ATM in India - Corporate Salary with Visa Platinum Debit Card Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of Rs. 10,000 or above during the month. In case this condition is not met:
IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes;
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial
ATM Transaction Charge at any ATM in India - Vishesh Salary with Rupay Platinum Debit Card IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards Rs. 20 + taxes;
Non Financial Transactions: Free & Unlimited
Non IDFC FIRST Bank ATM
Financial & Non Financial Transaction: 5 Free, 6th onwards Rs. 20 + taxes for Financial & Rs. 8 + taxes for Non Financial

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.


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