CKYC Registry
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowA borrower may not plan on going into bad debt, but in certain situations, they might face a financial emergency that makes it difficult to repay their loans on time. Bad debts can negatively impact the borrower's credit score, making it harder for them to obtain credit in the future. This is why it is imperative to repay a loan on time without delays.
Today, loans are easily accessible and can be applied from anywhere. You should, however, ensure that you choose a loan plan that fits your budget so that repayment goes smoothly without any hassles. Let's dive further into the meaning of bad debts and how to avoid them.
‘Bad debt’ is a term used for the loan amount that cannot be recovered and is written off by the bank. Any form of loan, whether for personal or business purposes, can turn into bad debt if the borrower is unable to repay the borrowed amount. Banks and financial organisations can exercise bad debt recovery methods to reclaim their loans, such as selling the borrower’s assets which have been placed as collateral.
Bad debts affect your credit score adversely and can be a problem when applying for loans in the future.
To avoid falling into bad debt, you must plan your finances before opting for a loan or credit product. Search for affordable options such as IDFC FIRST Bank Personal Loans with low-interest rates and minimal processing charges. There are also flexible repayment tenures of up to 60 months to make it easier for you to repay your loans. Late payment fees are kept to a minimum to make the loan affordable.
Here are a few common ways to avoid bad debts.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.