Top 5 benefits of the IDFC FIRST Millennia Credit Card no one is telling you about

Credit cards have become a preferred way to shop. Reward points, cashback offers, shopping discounts, and ease of accessibility have made credit cards a papular financial tool today. You can conveniently apply for a credit card online and enjoy numerous benefits on shopping, lifestyle, and entertainment expenses. While there are different types of credit cards in the market, the benefits of the IDFC FIRST Millennia Credit Card make it unique.

The FIRST Millennia Credit Card is a popular choice for young professionals as it provides both attractive benefits and a stylish look. It offers a range of features that appeal to young professionals, such as no annual fees and a rewards program that allows users to earn up to 10x points for every purchase. With the FIRST Millennia Credit Card, millennials can enjoy a convenient and stylish way to manage their finances. Here’s why customers love this card.

Top 5 IDFC FIRST Millennia Credit Card benefits you need to know
 

1. Attractive rewards program
 

Let’s start with the card’s rewards program. The IDFC FIRST Millennia Credit Card offers higher-than-average reward points on your spending. You get 3X reward points on online purchases for spends up to 20,000 per month.
For those large expenses above 20,000, like a shiny new smartphone or hair styler, you will earn 10X reward points. You also earn 10X reward point on every purchase made on your birthday.
Education, wallet loads and government service transactions earn up to 3X reward points. However, these transactions will not be a part of 10X threshold calculation.
The best part? The reward points never expire, and you can pay with your points for any online transaction and at select offline stores too!

2. Welcome benefits of IDFC FIRST Millennia Credit Card
 

The IDFC FIRST Millennia Credit Card welcomes you with gift vouchers you can actually use. Get a voucher worth Rs.500 on spending Rs. 5000 or more within the first 30 days. You get to choose where you wish to use this voucher, with choices including Amazon, Big Basket, Uber and more! You also get a 5% cashback on the transaction value of your first EMI done within 30 days of card activation.

3. Delightful privileges

If the reward points aren’t enough, multiple privileges are also a part of IDFC FIRST Millennia Credit Card benefits. Have a look:

· 25% discount on movie ticket bookings on the Paytm mobile app for those impromptu date nights

· 4 complimentary railway lounge access every quarter you can use on your much-needed getaways

· In times of trouble when you’re on the move, you can count on our complimentary roadside assistance facility worth Rs 1399

· Save on fuel spends with a 1% fuel surcharge waiver (up to Rs 200 per month) across all petrol pumps in India

· Save on your dine-outs with up to 20% discount at leading restaurants

· Get that health check-up you have been putting off with 15% discount at prominent health and wellness centres

· Unexpected events can disrupt your financial situation. That’s why the FIRST Milennia Credit Card comes with free personal accident insurance cover worth Rs 2 lakh and lost card liability cover worth Rs 25,000

4. Easy personalisation
 

Want your credit card in a specific colour or wish to add a particular image? We have got you covered. The IDFC FIRST Millennia Credit Card lets you personalise it per your tastes and preferences. You can also opt for free add-on cards for your loved ones with no strings attached.

5. Cost-effectiveness
 

All the above benefits are available to you without any fee. Yes, that’s right! The IDFC FIRST Millennia Credit Card is a lifetime free credit card that does not involve any joining or annual fee. It is a low interest rate credit card that does not pinch your pocket. Plus, it comes with a low forex markup fee, interest-free cash withdrawals, low overlimit charges, etc.

Conclusion

Forget about incurring hefty charges or an annual fee. Whether you love going to the movies or eating out, IDFC FIRST Millennia Credit Card can be a rewarding payment method. If you are looking for a lifetime free credit card that does not compromise on the rewards and benefits program, look no further. Save on your purchases, accumulate the accelerated reward points, and make the most of the IDFC FIRST Millennia Credit Card benefits!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.