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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
Do you want to imbibe responsible financing in your children from quite an early age? Do you want your family members to be able to track their expenses simultaneously? Well, the solution is an Add-on Credit Card.
What is Add-on Card?
It is a supplementary credit card that allows you to share your credit card with your family members or anyone else while keeping track of their expenses. This means that there is no need to have multiple credit cards within the family, thus reducing the annual maintenance costs of different credit cards.
Advantages of Add-on Credit Cards
There are several benefits of an Add-on Credit Card, such as:
- These cards are perfectly suitable for anyone above 18 years of age, elderly parents, and non-working members of the family
- The holders of an Add-on Credit Card can get to enjoy the same benefits as the primary holders, such as bonuses, cashback, and rewards
- It is possible to withdraw cash at an ATM using an Add-on Credit Card
- These cards offer financial independence to children who cannot have credit cards without any income proof
How do Add-on Credit Cards Work?
If you are a primary cardholder, you can apply for an Add-on Credit Card for your spouse, parents, or children. The number of Add-on Credit Cards that an individual can own can differ from one bank to another. Usually, people can hold between three to five Add-on Credit Cards.
It is also worth noting that an Add-on Credit Card fee can be different based on the type of card you are going for. All the expenses incurred on the Add-on Credit Card are to be paid by the primary credit cardholder.
The credit limit on an Add-on Credit Card is generally a subset of the credit limit of that of a primary credit card. Few Bank’s allow the primary credit card holder to set the credit limit of their add on credit card holder.
How to Apply for an Add-on Credit Card?
It is very easy to apply for an Add-on Credit Card. Visit the official site of the preferred bank and fill in the application form for the Add-on. If you meet the bank's eligibility criteria, you will be asked to submit certain documents like income proof. Once completed, you will receive the Add-on Credit Card for your family member/s within a few days.
Now that you know about an Add-on Credit Card, it is time to apply for one to give your loved ones the financial freedom they deserve. And what better place to get an Add-on Credit Card from than IDFC FIRST Bank, one of the leading banks in India that offer a range of cards suitable for every need.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
