Take advantage of Credit Card benefits to make the most of the holiday season

The holiday season is upon us. It's that time of year when many people enjoy time with their families and friends and celebrate the New Year. It’s also a major gifting season and the nice weather makes it the perfect time for travel and sightseeing. While the holiday season is undeniably a joyous time, the revelry can often put a strain on your finances.

Don’t let budget constraints put a damper on your festivities – IDFC FIRST Bank Credit Cards can help you save on everything from your flight to your hotel, and from your holiday shopping to your New Year's party. With IDFC FIRST Bank Credit Cards, you can enjoy the holiday season without breaking the bank!

Check out the various credit cards we offer and benefits that will help you get a bang for your buck this season.

IDFC FIRST Bank Credit Cards can help you save money this holiday season
 

IDFC FIRST Bank offers a range of credit cards to cater to the varying lifestyles of its customers. These include FIRST Millennia, FIRST Classic, FIRST Select, FIRST Wealth and FIRST WOW!

Here’s how you can cash in on reward points this holiday season with our credit cards:

·  10x rewards from 10 PM to 10 AM from 10^th Dec 2022 to 10^th Jan 2022

·  3x on offline spending

·  6x on online spending ranging from Rs 20,000 - Rs 30,000 per month depending on the card variant

·  10x on incremental spends above Rs 20,000 - Rs 30,000 per month depending on the card variant

The best part? The reward points earned on your IDFC FIRST Bank Credit Card never expire. You can use them like cash to pay for any online transactions as well as for some offline transactions at select merchants. 

Benefits of shopping with IDFC FIRST Bank Credit Cards

All our cards come with different entertainment and lifestyle benefits. For example, some cards give discounts on movie ticket booking, while others come with the 'buy one, get one free' offer on movie tickets.

Different card variants also offer complimentary airport and railway lounge access. Some cards offer benefits such as airport meet and greet, airport transfers, fuel surcharge waivers, travel insurance benefits, and more.

All the above-listed IDFC FIRST Bank Credit Cards are lifetime free. So, you pay no joining fees and no annual renewal fees. How cool is that?

Now that you know all the available of IDFC FIRST Credit Cards and the benefits they offer, let’s check out the best ways to use these credit cards during this holiday season. 

Best ways to use your Credit Card
 

There are a number of credit card-related offers available from IDFC FIRST Bank from time to time, which can increase your savings. Savings can be in the form of discounts/cashbacks, reward points, and spend-based offers. The best part is that you can club multiple offers in a single transaction.

For example, there is a discount offer on flight bookings along with a customised spend-based offer. This means you get bonus reward points or cashback on spending a specified amount within a specific period of time.

So, when you spend up to a certain amount as per the offer, you get a combination of benefits: discount plus base reward points and spend-based offer benefits.

Here are some current offers that will brighten up your holiday shopping.

1) Travel offers
 

Pinned down on your dream vacation? Now is time to go ahead with the bookings. We have a bunch of offers across travel websites to help you save money with IDFC FIRST Bank Credit Cards.

2) Dining and food delivery
 

Food is the next biggest expense during a vacation after flight tickets and hotel booking. IDFC FIRST Bank Credit Cards have you covered. We have tied up with various third-party food delivery platforms and restaurants for your holiday binge-eating.

Some of these offers include:

These are just few of the many food offers on IDFC FIRST Bank Credit Cards. Check out the IDFC FIRST Bank website to know more .

3) Shopping
 

The holiday season is a great time to shop for yourself and others. IDFC FIRST Bank has various Credit Card offers in shopping categories such as garments, footwear, personal accessories, home décor, mobiles, electronics, consumer durables, etc.

Some of these offers include:

a) Myntra: You are all set to look your best during the holiday season. Go ahead and buy your favourite dress from Myntra and get a 10% discount on a minimum order of Rs 2500. The offer is valid every Wednesday till 31 December 2022.

b) Meesho: Get flat 10% instant discount up to Rs.200 on a minimum order value of Rs. 1000.

c) AJIO: Get 10% instant discount on minimum transaction of Rs.3500. This offer is valid until 1^st January 2023.

d) TATA CLIQ: Get instant 10% discount up to Rs. 1000 on a minimum purchase of Rs.1500. This offer is valid every Monday until 31^st December 2022. 

Make this holiday season an occasion to remember
 

You can’t put a price on making memories during the holiday season. After all, this time of the year is all about being festive – partying and spending time with your loved ones. With IDFC FIRST Bank Credit Cards you can ensure that they don't burn a hole in your pocket. With a host of benefits, including discounts, vouchers, and cashbacks, you can shop till you drop and save at the same time.

You’ve spent the whole year working hard. It’s time to end it with a bang. So don’t hold back - go ahead and make this holiday season memorable for yourself and your loved ones.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.