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Is a single credit card enough, or should one have more than one for optimal utility? The battle between the solo credit card argument and the poly credit card argument is complex. Each perspective has its advantages and disadvantages. In a nutshell, here they are:
Though there are compelling arguments to be made for both, a single credit card seems to be the better choice for most of us. With regular use and diligent payment, one can increase their credit limit and thereby decrease their debt utilisation ratio.
Check out IDFC FIRST Bank’s FIRST Wealth card, and you will understand how it can be all the plastic you will ever need!
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