Consumer Durable Loan Payment Related Customer Service FAQs

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What is the maximum loan tenure for IDFC FIRST Bank Consumer Durable Loan?

The maximum loan tenure offered on IDFC FIRST Bank Consumer Durable Loan currently is 36 months.

What are the modes of EMI repayment options?

Your EMIs will be auto-debited from your bank account on the due date through the NACH/ECS/SI?UPI registered at the time of your loan application.

You can also pay your EMIs via:

-https://partner.idfcfirstbank.com/QuickPayEMI/Login/LoginEMI.aspx

- Online channels - https://idfcfr.in/IDFCFB/XXNtNL via Net Banking, Debit Card, UPI, Paytm and other wallets

- Paytm App

- IDFC FIRST Bank Branch

Can I foreclose by Consumer Durable Loan?

Yes, you can also foreclose your Consumer Durable Loan any time before completing the entire loan tenure with foreclosure charges of 5% as applicable. Click here to foreclose your loan

How much of an EMI amount do I have to pay?

Your EMI depends on the loan amount, down payment and the tenure defined as per the scheme for the product you have purchased. The IDFC FIRST Bank sales representative at the store can help you with the information.

You can easily access all your loan & EMI details, view and download Statement of Account, NOC, Repayment Schedule, etc. or make payments by downloading the IDFC FIRST Bank Mobile app. Click here to download the app.