What's special about us
Customer Service
Login
CKYC Registry
-
Customer care hotline Call 1800 10 888
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Trending
Products
Queries
Instant Loan Related
Select an area for your enquiry
Categories > Instant Loan Related
What are the charges for an instant loan taken via my IDFC FIRST Bank Credit Card?
Instant loan on an IDFC FIRST Bank Credit Card will incur the below charges:
- One-time processing fee of Rs.499 or 2% of the loan amount + GST, whichever is higher.
- In the event of foreclosure, 3% + GST will be applied to the principal outstanding. A prorated interest rate will also be charged on the balance.
What are the foreclosure charges for an instant loan taken via my IDFC FIRST Bank Credit Card?
In the event of foreclosure of an instant loan taken on an IDFC FIRST Bank Credit Card, a foreclosure charge of 3% + GST will be applicable on the outstanding principal amount. The balance amount will also be charged pro-rated interest.
What is the eligibility criteria for applying for an instant loan via my IDFC FIRST Bank Credit Card?
It is an offer-based facility, and there are no eligibility requirements for applying for an instant loan with the IDFC FIRST Bank Credit Card.
What is the tenure of an instant loan taken via my IDFC FIRST Bank Credit Card?
IDFC FIRST Bank offers instant loans on credit cards with a tenure ranging from 3 months to 48 months.
Blogs
Top 10 reasons why two-wheelers are preferred with the growing population
Updated on Mar 15, 2022 3 min read
How a Personal Loan can help you fulfil your entrepreneurial dream
Updated on Mar 19, 2022 3 min read
Get in touch with us
Find other ways to connect with us
