Credit Card Charges Related Customer Service FAQs | IDFC FIRST Bank

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Categories > Charges Related

Are there any charges on closing my IDFC FIRST Bank Credit Card?

There are no charges for closing your IDFC FIRST Bank Credit Card.

Note: Card closure request can only be raised if:

There are no outstanding dues
All EMIs are paid/foreclosed
There are no active disputes

Does IDFC FIRST Bank provide lifetime-free credit cards?

Yes, IDFC FIRST Bank provides lifetime-free credit cards. Click here to know more.

What are the charges for an Add-on Credit Card?

There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Add-on Credit Cards, except IDFC FIRST Private Cards

What are the charges on international transaction on my IDFC FIRST Bank Credit Card?

To know about the charges on international transactions click here and select the your credit card variant.

What are the charges to replace my IDFC FIRST Bank Credit Card?

We charge Rs.100 + GST to replace your IDFC FIRST Bank Credit Card.

When are the late payment charges levied on my IDFC FIRST Bank Credit Card transaction?

Late payment charges are levied when you do not make your IDFC FIRST Bank Credit Card payment by the due date. It is charged at 15% of the Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250). The charges are subject to change at the discretion of IDFC FIRST Bank.

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