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Help CenterSupport topics, Contact us, FAQs and more
Help Center
Support topics, Contact us, FAQs and more
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Charges/EMI Related
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Categories > Charges/EMI Related
Are there any charges if I cancel any credit card transaction that was converted to an EMI?
Yes, EMI cancellations have a foreclosure fee of 3% + GST on the principal outstanding amount. Additionally, pro-rated interest will be charged from the post EMI presentation date to the foreclosure date + GST.
Are there any EMI conversion charges on my IDFC FIRST Bank Credit Card?
Yes, EMI conversion will incur the below charges:
- A one-time processing fee of Rs. 99 or 1% of the transaction amount (whichever is higher) + GST
- Interest of 18% p.a. (reducing rate) + GST.
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