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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Personal Loan Balance Transfer

5x rewards points on all rental spends.

Eligible only when cardholder spends min. Rs. 20,000 per month in January 2024 on rental transaction. Transactions done between 12:00 AM (1st January ’24) to 11:59 PM (31st January ’24) will be considered for 5x rewards.

OFFER PERIOD : 1st January 2024 to 31st January 2024

Eligibility of the offer:

  • Cards eligible for this offer: FIRST Millennia, FIRST Classic, FIRST Select, FIRST Wealth, FIRST Employee, FIRST WoW, FIRST Power, FIRST Power+
  • This offer is only for eligible customers & have received the communication, is not transferrable.

Transaction Eligibility:

  • Transactions done between 12:00 AM (1st January ’24) to 11:59 PM (31st January ’24) will be considered for 5x rewards.
  • Only domestic payments will be considered for this offer.

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Fulfillment
  • • Reward points credit will be credited post 45 days of offer closure.
  • • Reward points credit
        FIRST Millennia, FIRST Classic, FIRST Select, FIRST Wealth, Power+: 3x basis existing, but user will get 5x post offer closure
        FIRST WOW Credit Card: 4x basis existing, but user will get 5x post offer closure
        Power cards: 2x basis existing, but user will get 5x post offer closure
  • • Customer will receive maximum of 3,000 additional reward points
  • • The rewards will be visible to the cardholder only once the transaction is settled.
  • • All transactions completed within the offer period will be considered. The settlement for a few of these transactions may be delayed on the basis of the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.
  • • Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations.
  • • Earned reward points will be reversed on transaction refunds.
  • • This offer cannot be combined with any existing offer for EMI transactions.
  • • This offer is only for eligible customers & have received the communication, is not transferrable.
  • • Surcharge & interchange is applicable on the final settlement amount