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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Personal Loan Balance Transfer

10X Rewards on Education Spends

10x rewards points on all education spends | For EMI transactions- zero processing fees | Min txn value of Rs.3,000 | Applicable for payments made to schools directly either online or POS | Not applicable to education payment made via Cred/Phonepe/Paytm and other 3rd party merchant platforms

OFFER PERIOD : 1st June’23 – 31st July’23

Products:

  • Included: FIRST Select, FIRST Wealth, FIRST Classic, FIRST Millennia, FIRST Family, FIRST WOW!, FIRST Private, FIRST Power, FIRST Power+.
  • Excluded: FIRST Business, FIRST Corporate.

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Transactions

• Transactions done between 12:00 AM (1st June’23) to 11:59 PM (31st July’23) will be considered for 10X rewards.

• Domestic & international both included

Fulfillment

• The 10X rewards will be credited on customer’s account post 30 days from offer closure.

• The rewards will be visible to the cardholder only once the transaction is settled.

• All transactions completed within the offer period will be considered. The settlement for few of these transactions may be delayed basis the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.

• The base rewards of 3X and 6X will not be applicable in the campaign period for the targeted spends. The targeted spends shall be considered for 10X Rewards.

• The targeted spends will be excluded from the regular 10X Rewards applicable (spends above INR 20K for FIRST Classic & FIRST Millennia, INR 25,000 for FIRST Family & FIRST Select and INR 30,000 for FIRST Wealth). The cardholder shall receive only 10X Reward at max (either through the campaign or through the regular 10X Rewards applicable.

  1. Physical Full swipe
    1. Education transaction before reaching milestone – 3X regular + 7X additional
    2. Education transaction after reaching monthly milestone – 10X regular 
  2. Online Full Swipe
    1. Education transaction before reaching milestone – 6X regular + 4X additional
    2. Education transaction after reaching monthly milestone – 10X regular
  3. Physical & Online EMI
    1. Regular rewards will be clawed back – 10X additional to be given + 1% PF waiver
  4. Excluded merchants: No reward or PF waiver

• Earned reward points will be reversed on transaction refunds.

• This offer cannot be combined with any existing offer for EMI transactions

• 100% cashback on processing fees on EMI conversions applicable for transactions converted EMI before 31st Jul'23

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