FIRST Millennia
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FIRST Select
FIRST Wealth


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Merchant Multiplier Account Fees and Charges


Description of Charge/Feature Merchant Multiplier Account
Average Monthly Balance Requirement (in ` NIL
Charges for non maintenance of required balance NA
Cash Deposit Free Limit Up to 20 times credit throughput of POS + UPI (Maximum `30 lakhs per month)
Cash Deposit Charges above free limit `3 per 1000 
Cheque Returns Deposited – `50 per cheque, Issued- `250 per cheque
Cheque Book Issuance Free-100 leaves per month; `2 per leaf beyond free limit
DD issuance Bank Locations: Free Correspondent Locations: `30 per DD

Debit Card & ATM Charges

Debit Card Issuance Free - Platinum
Annnual Fees / Replacment 1Free - Platinum
ATM Transaction Charge at any ATM in India 5 Free per month; Beyond free limit Financial: `20 Non-Financial: `8 (Free at IDFC FIRST Bank ATM)
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable

Payment Services

Intra-Bank Fund Transfer - Branch Free
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch Free
RTGS Payment - Internet Banking Free
NEFT Payment - Branch Free
NEFT Payment - Internet Banking Free
DD - Duplicate Issuance Free
DD Cancellation/Revalidation Free
Stop Payment per Instruction Free

Collection Services

Intra-Bank Fund Transfer Collection
RTGS Collection
NEFT Collection
Cheque Collection - Local Clearing
Outstation Cheque Collection - IDFC FIRST BANK locations
Outstation Cheque Collection - Correspondent Bank locations
Outstation Cheque Collection - Other locations

Other Services

Account Statement Physical Free
Account Closure Free
SMS/ E mail Alerts Free
Phone Banking Free
Net Banking Free
Mobile Banking Free
Standing Instruction- Setup/Execution/Amendment Free
Bill Payment- Netbanking Free
Bankers Verification (Photo/ Signature/ Address) Free
Balance Confirmation Certificate Free
Record Retrieval Free
Interest/ TDS Certificate Free
Balance Enquiry (Branch/ Channels) Free

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