Carry your bank in your pocket with our robust mobile services designed for all your banking needs. Now bank anytime, anywhere.
IDFC FIRST Bank Mobile Banking App
Fulfil your banking requirements in just a few taps on the IDFC FIRST Bank Mobile app. It is simple to navigate and packs a host of benefits. Here is what you can accomplish right from your phone.
• Use Add Funds feature to transfer funds into your IDFC FIRST Bank Account
• Online Account Opening in 3 simple steps
• Apply for a Personal Loan instantly
• Transfer funds via App using NEFT, RTGS & IMPS facilities
• Invest in Mutual Funds on the App
• Create your IDFC FIRST UPI handle instantly using our App and transfer/request funds
• Book deposits with IDFC FIRST Bank instantly using our Mobile App and enjoy high returns. We offer both Fixed and Recurring Deposit booking facility:
Fixed Deposits: Services we offer for Fixed Deposits are:
o Create Fixed Deposits
o View FD summary and download FD Advice
o Close Fixed Deposits
o Foreclose your FD
Recurring Deposits:Services we offer for Recurring Deposits are:
o Create Recurring Deposits
o View RD summary and download RD Advice
o Foreclose Recurring Deposits
• Manage your IDFC FIRST Bank Debit Card via our Mobile App
o We offer you one view of all your linked debit cards
o Permanently block your card if you have lost your card and also request for a replacement
o Temporarily block your card in case you have misplaced your card
o Unblock your temporarily blocked card once you find it
o Set your daily withdrawal and purchase limits both domestic and international within preset limits
o Debit Card Re-issuance
o Enable/disable international usage anytime anywhere
• Bill Payments and Recharge
o Add Biller: Register your bill for presentment and payment
o View/Pay Bills: View and Pay all your bills
o Delete Biller: Delete any bills that you don’t want to pay anymore
o Quick Pay: Bill payment without registration
o Recharge your prepaid mobile and DTH account
o Transaction History: View bill payments done in the past six months in Transaction History
• Transfer Funds
o To your own IDFC FIRST Bank Accounts
o To other IDFC FIRST Bank Accounts / Non IDFC FIRST Bank Accounts
o You can even make Credit Card payments using our Funds transfer service
o Create and View Standing Instruction
o Manage Beneficiary by adding or deleting the beneficiary
Please note: NEFT transactions done by individuals post cut off time (6:51 PM to 7:59 AM) of value greater than Rs. 2 lakhs will be credited to the beneficiary account on the next working day.
• Short and Sweet Loan Accounts
All customers that own a Short and Sweet home loan, Loan Against Property and a Current account can now view their loan account summary and carry out all the transactions currently offered on Internet Banking using their Short and Sweet loan account.
o View, download, email account statements
o Funds transfer
o Create, view and close deposits
o Update profile
o Change Debit Card PIN, MPIN and Internet Banking password
• With IDFC FIRST Bank you never have to visit a Branch to request for a Cheque Book. Our aim is to make your life easier. You can request for all these and many more services online. Services that we currently offer are below.
o Cheque Book request
o Email modification
o Nomination addition
o PAN update
o Aadhaar update
o View Cheque Status/Stop Cheque
o Change your Mobile number
o Change your Passwords including
o Internet Banking Password
o Debit Card PIN.
o Change MPIN
o Setup of MPIN with Username
o Fingerprint Setup
o Forgot Username and Forgot Password
o Block and Unblock Internet Banking
o Update Challenge Questions
o Manage overall transfer and payment limits
Click here to download.
SMS banking gives you control to manage your account whenever and wherever you need. All you need to do is register your mobile number with us and use the short codes to access your information.
Just send an SMS to 5676732 or 9289289960 from your registered mobile number, with the transaction code for the service you want to avail. You will receive a response in the form of a text message, in just a few seconds.
|Service||SMS Text |
(To be sent through registered mobile number)
|Balance Enquiry||BAL/BALANCE |
BALANCE < Space><Last 4 digits of account number>
|Last 5 transactions||TXN <Space><Last 4 digits of account number>|
|Cheque Book request||CHQBK< Space><Last 4 digits of account number>|
|Stop cheque request||CHQSTOP<Space><Last 4 digits of account number><Space><6 digits of cheque number>|
|Blocking of Debit Card||BLOCK<Space><Last 4 digits of card number>|
|List of SMS Banking Keywords||HELP|
Now stay in touch with IDFC FIRST Bank on your favourite messenger app, Whatsapp.
Easily access your banking needs through IDFC FIRST Bank's mobile app through a 4-digit MPIN, fingerprint, OTP reading (on Android), notification, 3D Touch for quick access to some important transactions directly from the home screen (in compatible iPhones) and Scan and Pay (click Scan and Pay option to make payments to merchants displaying Bharat QR code).
In Google Play or iOS store, simply search for IDFC FIRST Bank Mobile Banking and login with your Internet Banking Username and Password or MPIN or fingerprint (for phones that recognise this).
This secure app needs your username and password to access information. So even if your phone is lost or stolen, your account is safe. To report any unauthorised transaction, please contact 1800 419 4332.
With missed call banking, get your account balance by dialing 1800 2700 720 from your registered mobile number. The following message will be played and call will be disconnected. Message: - 'Thanks for calling IDFC First Bank! You will receive an SMS for your request shortly'. You will receive a response of account balance in the form of a text message within seconds.
The App is currently available only for iPhone and Android phone users. Here are the steps to download the App:
The App is compatible with iOS 8.0 & above for iPhone users and Android OS 4.4 & above
Effective Date shall be December 18, 2018 pursuant to filing of both the Orders passed by NCLT respectively with Registrar of Companies.
IDFC FIRST Bank Mobile Banking App is FREE of charge. However, your mobile operator may levy charges for mobile internet. Please check with your operator for details.
If you are an existing Internet Banking user, you can login with the same Username and Password used for Internet Banking. If you are not an existing user, you can register on Mobile Banking App itself. Just follow the below steps:
Yes, the App is secure as no information is stored on your mobile phone or SIM card. So even if your phone is lost or stolen, your account is safe.
IDFC FIRST Bank Mobile App offers 42 transactions on the go. List of the transactions which can be done are as follows:
Our home loan customers can use the below services
Any number of users can use this App on the same handset
Yes, as long as you are connected to the internet on your mobile phone you can access the App.
You automatically get logged out and then after your handset is switched on, you can log in and start transacting once again.
You can still answer the call or read the SMS while IDFC FIRST Bank Mobile App continues to run in the background
In case you want to use the IDFC FIRST Bank Mobile Banking App on your new device, you will have to re-download the App on your new handset. Follow the set of download instructions for this and continue banking.
You can still access your account using IDFC FIRST Bank Mobile Banking App on your phone. However, in case of a new handset you need to re-download IDFC FIRST Bank Mobile Banking App. Please make sure your new number is updated in the Bank records as the One Time Password (OTP) for certain transactions will be sent on that number.
No, there are no charges for transactions done using the IDFC FIRST Bank Mobile Banking App. However, the daily limit for Funds Transfer of Rs. 20 Lakhs per customer ID does apply.
Any transaction request placed on your IDFC FIRST Bank Mobile Banking App will take the same amount of time as it would on IDFC FIRST Bank Internet Banking.
In the Menu, scroll to the bottom, there is an option called ‘Logout’. Click on the option to logout of the Mobile Banking App
Yes, but you will have to register for the same through the App. Please refer the Steps mentioned in question "How to login to mobile banking app" .
Yes, you can access the Mobile Banking App anytime and anywhere you want as long as you are connected to the mobile Internet or Wi-Fi.
To terminate this service, just delete the App from your mobile handset.
Nothing will happen even if you lose your phone as you need a password to use this App
All customers having a Savings or Current Account with IDFC FIRST Bank can use this App
It is as simple as it can get, And it’s faster, takes less than a minute.
Hope you are creative enough to not enter the same digits like 1111, 2222, etc. by the way it is also for your own safety.
This means that you tried entering incorrect MPIN 5 times. We can’t let you go on forever.
Don't worry though, this does not mean you will never get access, just click on "Forgot MPIN" to regenerate or use the option of logging in with your Internet Banking Username and Password.
Yes, this facility is available on both Internet Banking and Mobile App.
To transfer funds into your account, you need not go through the trouble of adding beneficiary and to know your IDFC FIRST Bank Account number and IFSC details etc.
Neither you have to issue a cheque or deposit it in your bank.
Simply login to your IDFC FIRST bank account and pull funds instantly. It is seamless and frictionless.
In case of technical failures, basis the existing reconciliation process, the credit will be posted into your account within 3-4 working days.
In case the transaction has been failed by other bank, then the same will be refunded back to you by other bank itself as per their processes.
Yes, you can.
Add funds to your account’, allows users to conveniently pull funds for any other bank account and transfer into their own IDFC Bank savings account.
It is similar to how a person does a E Commerce transaction on Amazon, Flipkart etc when post inputting an amount, they select the Bank name through Payment Gateway (PG) and select the Bank of their choice to complete the transaction
There are no charges associated with this. This a completely free service.
Minimum transfer in amount is INR 1000 and there is no maximum limit. The limit is directly dependent on the Internet Banking, Mobile Banking Funds transfer limits set of the remitting bank. Or the Bank from where the funds are being pulled.
All you need is access to your IDFC First Bank’s Mobile App service in order to avail of this service. Additionally, you need to have access to NetBanking credentials of other bank so as to online transfer funds.
: To transfer funds into your account, you need not go through the trouble of adding beneficiary and to know your IDFC First Account number and IFSC details etc. Neither you have to issue a cheque or deposit it in your bank. Simply login to your IDFC First bank account and pull funds instantly. It is seamless and frictionless.
The credit is real time. The other bank account will be debited and your IDFC First Bank account is credited immediately.
In case of technical failures, basis the existing reconciliation process, the credit will be posted into your account within 3-4 working days. In case the transaction has been failed by other bank, then the same will be refunded back to you by other bank itself as per their processes.
Currently this facility is available using NetBanking facility of other bank only.
This facility is currently available only on Mobile App, it will be available on Internet Banking shortly.
KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,
Bandra East, Mumbai - 400051,