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Every IDFC FIRST Bank Visa Platinum Debit Card holder gets –

·         Lost Card Liability

·         Personal Accident Insurance

·         Air Accident Insurance

·         Purchase Protection

With IDFC FIRST Bank Platinum Debit Card you have no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder. Here are the limits applicable:

At IDFC FIRST Bank we offer free insurance cover on debit card (death or permanent disability). To claim your insurance cover on debit card, customers need to meet the below eligibility criteria, effective since 1^st May’19.

*POS includes retail point of sale transaction and excludes online transactions using debit card.

Get free Air Accident Insurance cover with the IDFC FIRST Bank Visa Platinum Debit Card. To redeem the Air Accident Insurance cover on debit card, customers need to meet the above mentioned eligibility, effective 1st May'19. Following terms & conditions will be applicable:

i.         In case customer holds multiple debit cards, claim will be extended on the highest eligible debit card (claim on any one debit card held by customer, subject to criteria being met)

ii.         In case customer has multiple accounts with the bank linked to single debit card, the eligibility criteria need to be met on any 1 of the accounts held by the customer and not for a group/set of accounts

In case of fire/theft/burglary, the IDFC FIRST Bank Visa Platinum Debit Card offers purchase protection for up to 90 days from the date of purchase for transactions carried out at merchant outlets/online using the card.

·         Gross negligence is not covered

·         Breach of law is not covered

·         Claim should be reported by cardholder / Bank to IL within 30 days from the date of receipt of statement where in the disputed transaction is reflected

·         Claim documents to be sent within 30 days from the date of blocking

·         Reporting Period - 7 days pre-reporting to the Bank and 7 days post-reporting Cover

·         IDFC FIRST Bank only handholds the customer through the insurance claim process. The decision to approve/reject a claim lies completely with the insurer. The terms and conditions of insurance policies attached to your IDFC FIRST Bank debit card are subject to change without prior notice.

Do go through Terms, Conditions & Exclusions mentioned here

With the IDFC Visa Platinum Debit Card, you get to set limits for cash withdrawal as well as purchase. Depending on your platinum debit card variant, you have maximum limit set.

Refer to the below table for more details.

To set a limit for your IDFC FIRST Bank Debit Card, just log on to www.idfcfirstbank.com

We have collated an easy guide for your reference. You can download the guide from here

Yes! The special limits you can apply to a Visa platinum debit card issued to Minor Savings Account are:

·         Maximum daily cash withdrawal limit at ATM - Rs. 10,000

·         Maximum daily purchase limit at ATM - Rs. 10,000

By default, only domestic limits will be enabled for platinum debit cards issued to minors. For such Visa platinum debit cards, customers can set their own limits by logging on to www.idfcfirstbank.com.