What's special about us
Zero Charges on 28 Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Easy, hassle-free insurance for your two wheeler!
Two Wheeler Vehicle Package Policy
Easy, hassle-free insurance for your two wheeler!
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Gives easy access to cashless garages
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Optional Personal Accident Cover for the insured
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Protection against natural and manmade calamities
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Zero paperwork policy issuance online
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Gives easy access to cashless garages
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Optional Personal Accident Cover for the insured
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Protection against natural and manmade calamities
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Zero paperwork policy issuance online
Two Wheeler Vehicle Package Policy
A two wheeler insurance policy protects your bike or scooter against any damages caused due to road accidents, natural disaster, and theft or loss. A bike insurance policy covers damages to your two wheeler and legal liability towards third party. With us, you can secure your bike at affordable rates.Read More
Apart from comprehensive two wheeler insurance, third-party only and own-damage only two wheeler insurance policies are also available. You can choose the policy type as per your needs.Read Less
FEATURES
Cashless repairs in 4000+ network garages**
Coverage for theft, accidents and terrorist activities
Instant claim settlement via InstaSpect#
Your policy issued with zero paperwork if bought online
PLAN OPTIONS/VARIANTS
- Two wheeler vehicle package policy
- Coverage for natural disasters like earthquakes, floods, fires and storms
- Cashless repairs in 4000+ network garages**
- Coverage for theft, accidents and terrorist activities
- No claim bonus## up to 50%
- ₹15 lakh Personal Accident Cover, if opted by insured
- Add-ons* to choose from
- Third-party legal liabilities cover
- Third party’s death or injury
- Instant claim settlement via InstaSpect#
- Stand-alone own-damage two wheeler insurance
- Coverage for natural disasters like earthquakes, floods, fires and storms
- Cashless repairs in 4000+ network garages**
- Coverage for theft, accidents and terrorist activities
- No claim bonus## up to 50%
- Add-ons* to choose from
- Instant claim settlement via InstaSpect#
- Third party two wheeler vehicle liability only policy
- Third party’s death or injury
- Third-party legal liabilities cover
- ₹15 lakh Personal Accident Cover, if opted by insured
- Add-ons*
- Roadside assistance cover: In case of a breakdown/accident with – towing to garage, battery jumpstart, minor repairs, on-call support and taxi benefits etc.
- Zero depreciation cover: As your car ages, the value of its parts decreases or depreciates. Zero Dep. cover compensates you for the claim amount that gets deducted because of depreciation.
Exclusion
Exclusions
- Wear & tear and ageing of the bike or scooter.
- Depreciation or any consequential loss.
- Harm to/by a person driving the two wheeler under the influence of drugs or liquor.
- Vehicles being used otherwise than in accordance with limitations as to use.
- Wear & tear of consumables like tyres and tubes unless the vehicle is damaged in an accident, in which case we cover up to 50% of the replacement cost.
- Wear & tear of consumables like tyres and tubes unless the vehicle is damaged in an accident, in which case we cover up to 50% of the replacement cost.
- Mechanical/electrical breakdown.
- Loss/damage due to war, mutiny or nuclear risk.
Claims
Cashless Claims
- Note the number of the other vehicle involved in the accident, if any.
- Note down the names and contact details of witnesses, if any.
- Contact our toll free number 1800 2666 and get your claim number / reference number or alternatively send SMS as “CLAIM” to 575758 and you will receive call from call center representative.
- The Call Centre Representative will provide you with the details of the documents required for claim processing and also details of our preferred cashless garage.
- File an FIR at the police station nearest to the accident spot in case of third party property damage or bodily injury, theft, malicious damage, key loss and major accidents.
- Take the vehicle immediately to the suggested garage.
- Our Customer Service Manager (CSM) will contact you within 24 hours of registering the claim.
- Submit all the required documents to the dealer / CSM and get them verified with the originals.
- Our CSM will get the estimate for the repairs of your vehicle and give approval after assessment.
- Payments that need to borne by us at our preferred garage will be made directly to the garage on completion of the repairs.
- Our CSM will inform you about the balance amount that has to be paid by you as per policy terms and conditions.
Reimbursement Claim
- Note the number of the other vehicle involved in the accident, if any.
- Note down the names and contact details of witnesses, if any.
- Contact our toll free number 1800 2666 and get your claim number / reference number or alternatively send SMS as “CLAIM” to 575758 and you will receive call from call center representative
- Our Customer Service Manager (CSM) will contact you within 24 hours of registering the claim.
- Submit all the required documents to the CSM and get them verified with the originals. Click here to download claim forms.
- ICICI Lombard will initiate the claim process.
- ICICI Lombard will reimburse the approved claim amount directly to the customer.
Downloads
Disclamier
* Add on covers are available by paying additional premium.
** Count of garages as on 2nd June 2020
# The insurer reserves the right to conduct a physical survey in accordance with the regulatory prescriptions or wherever deemed necessary.
## No Claim Bonus will only allowed if the policy is renewed within 90 days of the expiry date of the previous policy and there is no paid/pending claims on the previous policy. It is applicable for own damage section of the policy.Read More
This contains only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the policy wording carefully before concluding a sale.ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com. www.icicilombard.com. Two Wheeler Vehicle package Policy. Motor 05. UIN: IRDAN115RP0015V03201415.Two Wheeler Vehicle package Policy. Motor 05. UIN: IRDAN115RP0015V03201415.Stand-Alone Own Damage Two wheeler Insurance Policy. Motor 05. IRDAN115RP0002V01201920 Two wheeler liability policy UIN : IRDAN115RP0016V01200102Read Less
FREQUENTLY ASKED QUESTIONS
What are the benefits of buying two wheeler insurance online?
When you buy two wheeler insurance online, you get an instant policy in a contactless way, as there is no documentation or paperwork involved. Also, you get the advantage of choosing from multiple payment options, e.g. Credit Card (Visa, Master Amex card), Net banking, Debit Card etc.
What is long term two wheeler insurance?
The Insurance Regulatory and Development Authority of India (IRDAI) has introduced a long term insurance policy for two wheelers. Thus, you don’t have to go for two wheeler insurance renewal online every year. Instead, you can opt for a long term two wheeler insurance policy that is valid up to three years.. What’s more, by opting for long term insurance, you are immune to the revision of third party rates every year, resulting in significant savings.
Is it mandatory to insure my two wheeler as per law?
Under the Motor Vehicles Act, third party two wheeler insurance is mandatory for every vehicle on the road. Third party liability covers: Legal liability due to injury and/or death of a third party due to an accident. Legal liability due to damage to surrounding property.
What is the penalty that I may incur if my two wheeler is uninsured?
As per Section 197 of the Motor Vehicles Act, 1988, if you are caught driving without insurance, you will be charged ₹2000 fine the first time and ₹5000 subsequently.
Can I renew my two wheeler insurance policy online?
Yes, you can renew your two wheeler insurance policy online, starting 60 days before the expiry of your existing policy and within 90 days from the date of expiry of your previous policy.
