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HDFC Life Sanchay Fixed Maturity Plan - Eligibility

Eligibility Criteria	Minimum		Maximum
	Single Life	Joint Life	Single Life			Joint Life
Age at Entry (years)	90 days	90 days*	Single premium
			Death Benefit Multiple (DBM) 1.25-1.5		70 years	Single Premium: 60 years
			Death Benefit Multiple (DBM) 10		50 years
			Regular/Limited Pay: 65 years			Regular/Limited Pay: NA
Age at Maturity (years)	18 years		Single premium			Single Premium: 80 years
			Death Benefit Multiple (DBM) 1.25-1.5 70 years		90 years
			Death Benefit Multiple (DBM) 10		70 years
			Regular/Limited Pay: 85 years			Regular/Limited Pay: NA
Premium Paying Term (PPT) and Policy Term (PT)	Premium Paying Term (in years)			Policy Term (in years)
	Single Premium			5 to 40 years
	5			PPT to 40 years
	6
	7
	8
	10
	12
	15
	20
Premium (Per Instalment)^$	Single Premium: 10,000			No maximum limit, subject to Board Approved Underwriting Policy
(in rupees)	Annual: 10,000
	Half yearly: 5,100
	Quarterly: 2,600
	Monthly: 875
Sum Assured on Death (in rupees)	Single Premium: 12,500 Regular/Limited Pay: 70,000			No maximum limit, subject to Board Approved Underwriting Policy

All ages mentioned above are age last birthday. Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years. Also, in case of minor life, the relationship between the proposer and life assured shall be specified and the cover shall be granted to the extent of insurable interest only. If the life assured(s) is major, the policyholder(s) and the life assured(s) shall be the same person/people.

Eligibility for Joint Life

Cover will be granted up to the extent of insurable interest only. Insurable interest will be established at the time of issuing the policy and the policy shall be issued only where need for insurance is satisfied as per underwriting norms of our Board Approved Underwriting Policy (BAUP). In case of Joint Life policies, at least one life has to be a major. In case one of the lives is a minor, the major life will be the policyholder. In case, both lives are major, any one of them can be the policyholder.