Zero Charges on 28 Commonly Used Savings Account Services
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Premium Payment Term (PPT) (in years) | Policy Term (PT) (in years) | Income Period (in years) | Min/ Max. | Min/ Max. | Min/ Max. Premium (Rs.) |
Age at Entry (years) | Age at Maturity (years) | ||||
5 | 30 to 44 | 25/30 | 5 to 50 | 35 to 99 | 30,000 to no limit |
7 / 8 / 10 / 12 | 5 to 60 |
Deferment Period – 0/1/2 years | Income period – 25/ 30 years
All ages mentioned above are age as on last birthday. For female lives, the age set-back of 3 years will be applicable for calculation of SA Multiple and Maturity Benefit/ Income payout.
Income Period will commence after the end of Deferment Period. Income period = Policy term – PPT – Deferment period.