What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
-
Comprehensive cover to secure your business
-
Wide assortment of add-ons to choose from
-
Customizable solutions to fit each and every business need
-
Comprehensive cover to secure your business
-
Wide assortment of add-ons to choose from
-
Customizable solutions to fit each and every business need
Merchant Cover & Corporate Cover
Merchant Cover & Corporate Cover offers wide range of coverage under a single policy. Merchant Cover is offered to individual Shop Owners and Merchants while corporate cover is offered to small commercial places involved in official work. Fire section is mandatory and other sections offered under the products are Burglary Insurance, Money Insurance, Fidelity Insurance, Glass breakage Insurance etc.Read More
Minimum two sections are to be opted.Read Less
Package Policies
Package policies are comprehensive insurance policies, which cater to the needs of different establishments.
Package policies are designed with the motive of offering various sections which are to be availed by user under a single policy. Fire section is mandatory and minimum two sections are required to be opted by the user.Read More
The various package policies offered are:
• Educational Institutions Package Policy: Schools, Colleges, Universities and Business Schools.
• Hotel Corporate Cover: All hotels, resorts, restaurants, cafes, pubs, ice cream parlors.
• Enterprise Secure Package Policy: All enterprises engaged in production/processing.
• Medical Establishments Comprehensive Insurance Policy: Private clinics, Hospitals, Pathologies
• Petrol Station Package Policy: Petrol Pumps, CNG Stations
• Malls / Multiplex Comprehensive Insurance Policy: Shopping Malls, Multiplexes, Cinema Halls, Lifestyle Centers. Read Less
Offerings
Merchant Cover, Corporate Cover and Package Policies
Standard Fire and special Perils (SFSP): Protects premises and contents against damage from fire and allied perils. (Mandatory)
Burglary: Loss or damage by Burglary, Housebreaking including holdup risk and damage caused to premises while attempting the same. Theft and RSMD offered as an extension.
Fidelity: Financial losses due to fraud or dishonest act of employees
Cash in Safe: Loss of Money kept within premises in Safe or strong room due to Robbery, Hold-up & Burglary
Cash in Transit: Losses because of burglary of cash while it is being carried from bank/ATM to your shop.
Glass Breakage: Loss or damage to any fixed plain glass caused by any accident, external and visible means
Personal Accident: Death, Permanent total disability of the shop owner
Public liability: Legal liability on behalf of the Proposer for accidental death or bodily injury to third party excluding resident employee or domestic staff; as well as accidental damage to third party property.
Employer's liability: Legal liability in respect of any bodily injury or the loss of life of, the Insured’s employees arising out of and in the course of their employment.
Key Exclusions*
- Compulsory Excess
- War and War group of perils
- Nuclear group of perils
- Wear and Tear/Natural Decay
- Bullion or unset precious stones, manuscripts
- Loss of earning, market or consequential loss
- Electrical and Mechanical Breakdown
- Pollution and Contamination
- Kutcha” construction is not covered
- Loss of jewelry, gold ornaments, precious stones & silver due to burglary
- Damage to any property illegally acquired, kept, stored , or property subject to forfeiture
- Loss of money which cannot be verified or accounted for through proper records on shortage
- Cases where the loss is not supported by an immediate notice to the Police authorities and to the Company, (along with a copy of the First Information Report (FIR)
- Loss of money where any employee of the Insured's, or of a member of the Insured's family, is involved as principal or accessory in the burglary and/or attempted burglary
- Any damage to Plate Glass occurring while the premises is under construction or vacant for a continuous period of 15 days
- The transmission of any communicable disease or virus under Employers Liability
- Financial loss such as loss of goodwill, loss of market share etc.
- The fusing or burning out of any bulbs or tube lights arising out from short circuiting or arcing or any other mechanical or electrical breakdown or failure in Neon/Glow Sign
- Under All Risk Wear and Tear, Theft, Machinery breakdown, Mysterious losses and Mobile Phones are excluded
- Under EEI, Aesthetic defects, pre existing faults or defects at the time of commencement of the insurance and Scratches on painted polished or enameled surfaces are excluded.
Please note these are indicative list of exclusions. For detailed list of exclusions please refer policy wordings.
Eligibility
Eligibility for Package Policy
- Merchant Cover: All Kind of shops like book store, shoe store, vegetable store etc. Business premises involved in manufacturing activities shall remain part of the exclusion. (UIN: IRDAN115P0004V01200203)
- Corporate Cover: Offices, Accountancy Firms, Legal Firms
- Corporate Cover : Offices, Accountancy Firms, Legal Firms (UIN: IRDAN115P0005V01200203)
- Enterprise Secure Package Policy : All enterprises engaged in manufacturing, production/processing (UIN: IRDAN115P0011V01200708)
- Educational Institute Package Policy : Schools, Colleges, Universities and Business Schools ( UIN: IRDAN115P0010V01200708)
- Petrol Station Package Policy : Petrol and Diesel filling stations, CNG Stations, Garages in petrol pumps (UIN: IRDAN115P0014V01200708)
- Malls and Multiplexes Package Policy : Shopping Malls, Multiplexes, Cinema Halls, Lifestyle Centres (UIN: IRDAN115P0012V01200708)
- Medical Establishment Package Policy : Pathologists, Clinics, Hospitals, Dental Clinics, Diagnostic and Pathology Labs (UIN: IRDAN115P0013V01200708)
Disclaimer
*Please note these are indicative list of exclusions. For detailed list of exclusions please refer policy wordings.
This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com. www.icicilombard.com. Product Name_____, Code _____, Product UIN ______. Read More
• Merchant Cover : IRDAN115P0004V01200203
• Corporate Cover : IRDAN115P0005V01200203
• Package Policies
o Enterprise Secure Package : IRDAN115P0011V01200708 (Misc102)
o Hotel Corporate Package : IRDAN115P0003V01200708
o Educational Institute Package Policy : IRDAN115P0010V01200708 (Misc103)
o Petrol Station Package Policy : IRDAN115P0012V01200708
o Malls/Multiplex Package Policy : IRDAN115P0012V01200708 (Misc 104)
o Medical Establishment Package Policy : IRDAN115P0013V01200708Read Less
