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ICICI Pru Lakshya Gold

To enjoy every stage of life and to plan for your family’s future goals you have to prepare well in advance. ICICI Pru Lakshya Gold helps you in meeting future life goals such as a child’s education, buying your dream house, or comfortable retirement yearsRead More

It also secures your family’s future with a life coverRead Less

FEATURES

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Get annual cashback1 throughout the payment term starting from 25th month

Get regular income for 15 years at maturity

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Secure your family’s future with life cover during the policy term and before your income period starts

Get rewarded with 4S Guaranteed Value Benefits2 to boost your income. 2 T&C.

Tax Benefits3 on premiums paid and benefits received as per prevailing tax laws

PLAN OPTIONS/VARIANTS

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    Death Benefit

    •  During the policy term: Higher of (Sum Assured on Death + Accrued Regular Additions net of encashment (if any) + Interim Regular Addition (if any) + Terminal Bonus (if any)) or 105% of Total Premiums paid as on the date of death, will be payable.

    •  During the income period, the income will continue to be paid to the nominee for the remaining income period.

    Maturity Benefit

    • Get regular income for 15 years at maturity

ELIGIBILITY

Eligibility

  • Click on Know More for Eligibility

Know More

Documentation

  • Annual Income proof
  • Medical Reports (if required)
  • Photo ID proof

Bajaj Allianz life guaranteed pension goal

FREQUENTLY ASKED QUESTIONS

1. What do you mean by sum assured on maturity?

Sum Assured on maturity = Total contribution throughout the policy term. The premiums you pay during the policy term is protected with this benefit.

2. What is the death benefits under this plan?

In case of death of the Life Assured during the policy term, the nominee will receive the higher of:

-          Sum Assured on death including Bonuses

-          105% of Total Premiums paid as on the date of death

             All policy benefits will cease, on payment of Death Benefit.

3. Is there any tax benefits?

Tax benefits under the policy are subject to conditions u/s 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Tax laws are subject to amendments from time to time. Applicable taxes will be charged extra as per prevailing rates.

Disclaimer

1 Bonus may be declared annually from the first year as ‘Regular Additions’ and will be a percentage of the sum total of the ‘Sum Assured on Maturity’ and the applicable ‘Guaranteed Value Benefits’. Cashback will be in the form of encashment of these Regular Additions.

2 Guaranteed Value Benefits will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender.

3 Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek professional advice for applicability of tax benefit on premiums paid and benefits received. Goods and Services tax will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time.Read More

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. IDFC FIRST Bank Limited having its registered office at KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai – 600031, Contact details: 18004194332, is authorized by the Insurance Regulatory and Development Authority of India to act as a Corporate Agent of ICICI Prudential Life Insurance Company Ltd for procuring or soliciting life insurance business under license number CA0106. The purchase of Insurance products by IDFC FIRST Bank’s customers is purely on voluntary and not linked to availing of any other services from the bank.

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Lakshya Gold. A Non Linked Participating Life Insurance Plan. UIN:105N179V01, ADVT No.: W/II/3895/2021-22.

BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.Read Less

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