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ICICI Pru Gold

ICICI Pru Gold Pension Savings (GPS is a savings-oriented participating pension plan designed to be your financial navigator. It helps you save in your working years to build a retirement corpus, preparing you for a life that meets the GOLD standard in your golden years.Read More

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FEATURES

Capital Guarantee1: Your premiums paid are safe against any volatility

Bonus2 :Grow your corpus with bonuses declared by company

Health Services3: Avail periodic complimentary health check-ups during the policy years on attaining 50 years of age and completion of 3 policy years

Policy Loan4 :Avail Loan amount of up to 80% of your Surrender Value

Tax Benefit5: Enjoy tax benefits on premiums paid and benefits received as per prevailing tax laws

Special Withdrawal6: Flexibility to withdraw Lumpsum in financial needs

Documents: ex.

Documents: ex.

  • Brochure
  • Disclaimer
  • Commission Disclosure

Documentation: ex.

  • ID Proof –
  • Age Proof –

Disclaimer

1. Capital Guarantee is through the Assured benefit i.e. 105% of total premiums paid

2. Bonuses include regular bonus, loyalty accumulations and terminal bonus. Regular Bonuses may be declared annually throughout the policy term and will be expressed as a proportion of the Single Premium or Annualized Premium

3. This service shall be directly provided by third party service provider(s) and the Company will not be liable for any deficiency in service by the service provider. The Company reserves the right to discontinue the service or change the service provider(s) at any time. Please read the policy document to know more

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4. In times of need, loan amount up to 80% of the Surrender Value can be availed from your policy, after it acquires a Surrender Value

5. Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein

6. This can be availed after the completion of 3 policy years and allows you to encash up to 25% of the Total Premiums Paid over the lifetime of your policy. Withdrawals are allowed for the conditions of higher education of children; marriage of children; purchase or construction of a residential house or flat; treatment of critical illnesses; to meet medical and incidental expenses arising out of the disabilityRead Less

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